I locked in mine at 4.74 about 4 weeks ago and I thought that was high 😰
2026-10-05 20:15:50
100
T :
locked mine a few years ago for 7 years at 1.59% with Santander UK until 2030 , so glad I did now 😎
2026-10-06 17:57:00
34
user4792978647633 :
This will kill the housing market
2026-10-05 21:58:54
22
Haz :
ive been on 2.19% for 4 years i remortgage next july😳
2026-10-05 23:20:35
11
Yanananara :
2.37% locked here
2026-10-05 15:33:24
10
markyt1975 :
I locked in 2 years ago for 5 years at 3.2. my advisor at the time told me to fix for 2 years as the rates might drop . lucky I stuck to my guns
2026-10-06 08:09:42
6
tpk291 :
Locked in at 3.62% in January but only 2 year fixed so worried what rate we will get in 2028😅
2026-10-05 20:33:15
11
user4364716120048 :
5% mortgages are not gone? I just locked in 4.89% over 5 years yesterday
2026-10-06 06:11:16
13
you'll never find me :
Loads of sub 5% still online.
2026-10-06 13:55:34
20
JP :
4.39% for 5 years in March this year. Thank god 😂😂
2026-10-05 22:18:27
17
Night Shifts to Home Shifts 🖤 :
locked in 5.05% first time buy! plan for the next 5 years is to over pay! 😬😬
2026-10-05 22:48:44
10
Fraser :
Its a clickbait headline. 80% LTV still 5.2 ish
2026-10-06 09:04:06
8
Scott the Mortgage Adviser :
They aren’t gone. Not sure where they are getting this average from but plenty of rates at mid 5% rates still available. 100% review your mortgage early though. Who knows if they will stay there.
2026-10-05 16:44:40
8
Chow :
House prices will drop affordability was stretched at 5% no chance at these rates.
2026-10-05 21:12:53
12
OL3578 :
I locked in at 3.99 last year for 5 years. So nearly done 2 years. So glad I didn’t. Was still tough coming from 1.4.
2026-10-05 21:40:35
7
🌮🏉🥑🥐🪀 :
locked in 4.69% a month ago 🙏
2026-10-06 06:53:48
6
Langers :
Trackers 💪🏻
2026-10-05 17:17:57
9
You don’t know nothing :
Paid of my mortgage in June age 54 I’m glad to get out of the hostage situation
2026-10-06 18:23:53
7
TRIGONOMETRY QUEEN🤓🤓🤓🤓3.14 :
4.13% for next 4 years and making huge monthly overpayments💅💅💅
2026-10-05 22:25:59
9
dinkytherinky :
It’s still very high
2026-10-05 16:34:00
6
Norf fc :
It doesn’t make sense buying anymore. Securing a 5% mortgage on a property that appreciates 2% a year.
2026-10-07 15:34:14
0
Trishaexx :
3.44 in 2022 for 10 years... i was mocked at the time x
2026-10-06 15:11:59
0
Uzzioni Mehnetti :
I managed to get 3.83% this june for 2 years
2026-10-06 12:38:55
0
Paul Hopper :
for ten years all of the 80s was over 10% even hit 15% that’s over a decade of double digits. The low rates we say was strange - 6% is still below average over last 50 years.
2026-10-05 21:36:47
1
Russ Robb :
Not to gloat but I finished paying my mortgage off in August . Phew
2026-10-07 11:07:26
2
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