@melissadeps: AM I A SUCKER?! 😂 Because I genuinely need to know. I got a call about our medical bill from earlier this year, and I got all high and mighty like, “Okay, I’ll give you $2,000 RIGHT NOW if you’ll settle this.” Like some people suggested that I do💀 And they said… “We don’t settle.” So I caved and and cowered and said “ok” . 😭 But now I’m wondering… DID I CAVE TOO EARLY?! Would you have pushed back? Do hospitals actually negotiate these bills, or did I just make that offer way too soon? 👀 Tell me the truth because I need to know if I played myself. 😂👇 #debtfreejourney #debtpayoff #moneysavingtips #PersonalFinance #moneymindset

Melissa Deps
Melissa Deps
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Region: US
Monday 05 October 2026 13:37:52 GMT
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kaydacode
Kim :
Second getting itemized bill and running it by chat gpt, we got charged for things that didn’t happen and it was my word against theirs but after they investigated and some back and forth they cut the bill in half by resolving that one issue. 🫠
2026-10-06 01:05:36
0
ryanhood59
Ryan Hood :
They aren’t settling on 5k. They will eventually turn that over to collections if you don’t pay. But a quick search of public record and they will quickly find the value of your house and the mortgage you applied for. From this they can deduct your approx income. It’s not getting settled for you. That’s the truth
2026-10-05 17:09:21
2
user2287523790615
user2287523790615 :
I would pay like only $10 a month to them just to stay out of collections. After months they might negotiate then cause it’s costing them more to track the debt. Snd you claim you don’t have more to send. And yes absolutely get an itemized bill and go over it
2026-10-05 17:07:23
1
rachelcryan09
Rachel Ryan :
Did you ask for an itemized bill?
2026-10-05 15:29:21
1
nyhomie
nyomi :
Definitely going to be circling back on this video as somebody with a stupid amount of medical debt 🤪🙇🏽‍♀️
2026-10-05 15:41:31
1
just_amberh
Just Amber ✨ :
I’ve only ever been successful settling after paying on a bill for months.
2026-10-05 13:41:36
1
resp363
Bipap :
Don’t pay hospital bill. Tell them you are planning to get sick in next 10 years and you will pay it altogether
2026-10-05 15:40:37
1
mm022816
Michael :
How long has the bill been due?
2026-10-05 14:46:31
0
sydneyyaldridge
Syd ✝️💪🏼✨ :
I’ve only been able to settle in collections but if it’s a for-profit hospital they prob won’t settle, non-profit hospitals usually will.
2026-10-05 14:54:28
1
mamaduke3754
Mamaduke3754 :
I got one to settle by saying I was gonna have to file bankruptcy because we didn’t have the money to pay it, then they brought up settling
2026-10-05 18:39:21
0
smilea116
Leanne Marie 🎀🩷 :
I would just tell them you’re using HSA and that’s the only amount you can use each month
2026-10-05 18:24:24
0
kurrrby
Karie :
is that your health insurance company?
2026-10-05 16:17:49
1
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