@melissadeps: AM I A SUCKER?! 😂 Because I genuinely need to know. I got a call about our medical bill from earlier this year, and I got all high and mighty like, “Okay, I’ll give you $2,000 RIGHT NOW if you’ll settle this.” Like some people suggested that I do💀 And they said… “We don’t settle.” So I caved and and cowered and said “ok” . 😭 But now I’m wondering… DID I CAVE TOO EARLY?! Would you have pushed back? Do hospitals actually negotiate these bills, or did I just make that offer way too soon? 👀 Tell me the truth because I need to know if I played myself. 😂👇 #debtfreejourney #debtpayoff #moneysavingtips #PersonalFinance #moneymindset
Second getting itemized bill and running it by chat gpt, we got charged for things that didn’t happen and it was my word against theirs but after they investigated and some back and forth they cut the bill in half by resolving that one issue. 🫠
2026-10-06 01:05:36
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Ryan Hood :
They aren’t settling on 5k. They will eventually turn that over to collections if you don’t pay. But a quick search of public record and they will quickly find the value of your house and the mortgage you applied for. From this they can deduct your approx income. It’s not getting settled for you. That’s the truth
2026-10-05 17:09:21
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user2287523790615 :
I would pay like only $10 a month to them just to stay out of collections. After months they might negotiate then cause it’s costing them more to track the debt. Snd you claim you don’t have more to send. And yes absolutely get an itemized bill and go over it
2026-10-05 17:07:23
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Rachel Ryan :
Did you ask for an itemized bill?
2026-10-05 15:29:21
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nyomi :
Definitely going to be circling back on this video as somebody with a stupid amount of medical debt 🤪🙇🏽♀️
2026-10-05 15:41:31
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Just Amber ✨ :
I’ve only ever been successful settling after paying on a bill for months.
2026-10-05 13:41:36
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Bipap :
Don’t pay hospital bill. Tell them you are planning to get sick in next 10 years and you will pay it altogether
2026-10-05 15:40:37
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Michael :
How long has the bill been due?
2026-10-05 14:46:31
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Syd ✝️💪🏼✨ :
I’ve only been able to settle in collections but if it’s a for-profit hospital they prob won’t settle, non-profit hospitals usually will.
2026-10-05 14:54:28
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Mamaduke3754 :
I got one to settle by saying I was gonna have to file bankruptcy because we didn’t have the money to pay it, then they brought up settling
2026-10-05 18:39:21
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Leanne Marie 🎀🩷 :
I would just tell them you’re using HSA and that’s the only amount you can use each month
2026-10-05 18:24:24
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Karie :
is that your health insurance company?
2026-10-05 16:17:49
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