briandoesfinance
Region: US
Monday 05 October 2026 22:03:08 GMT
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Dan :
Why does no one ever talk about you can only make 24,000 extra a year if you retire at 62? What about those of us who make 100 K a year?
2026-10-06 21:55:23
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DennieJ :
But I make 210k/year, so better for me to keep working for a few more years to max out that 401k
2026-10-06 23:12:49
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Danny :
What about 65 years old?
2026-10-06 23:55:40
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Kevin O :
The other factor is if she has a younger spouse. Changes the math entirely.
2026-10-06 23:11:31
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jjcccp8 :
A lot of commenters doesn’t understand that retiring or getting their SS at 62 doesn’t mean that SS benefits is their only source of income. They should have a good amount in their retirement account as well
2026-10-06 23:45:20
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TBear :
I wish you people would look at it the right way it all depends on what you need to survive on per month
2026-10-06 20:30:12
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holdingspace123 :
Now here's where it gets tricky. What if we cannot afford to live off of the $1,800 payment at age 62, and we need to work until age 67 in order to get the $2,400 payment? What do we get for waiting? Well, a living wage paid between ages 62 and 67, and then a more liveable benefit paid at age 67. In this scenario, how do you justify taking the benefit at age 62?
2026-10-06 19:49:50
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Lativ Dove :
Just don't forget to mention, payment still be 1800 at 67, 70 and on
2026-10-06 18:28:54
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Anita :
I would like to retire at 62, but what about health insurance????
2026-10-06 18:27:54
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Latin1966 :
I’m 60 and making 100,000 a year salary. If I retire at 62 I would be getting a fraction of my salary! I’ll work till I’m 64/65 and have a fatter retirement fund! Also remember this you retire at 62 with no health insurance your done if your hospitalized and will deplete your savings!
2026-10-06 15:51:37
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❌ Christi Kavooras ❌ :
If you’re still working at 62 to get employer health insurance then it doesn’t make sense to collect at 62
2026-10-06 20:18:34
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user1703982218137 :
what about the COL that is a % raise each year
2026-10-06 21:03:35
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1075k :
If you still work making $150k you need to factor the net affect of taking it now and getting it back later when you stop working.
2026-10-06 10:29:00
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What’s really going on :
Was she working before she retired and was she making more money?
2026-10-06 22:19:06
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handy man :
How did life expectancy go from 72 t0 79
2026-10-06 15:06:06
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derrickmorris653 :
Thanks for your advice and information
2026-10-06 18:37:43
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Junior :
[Heartwarming] Absolutely!
2026-10-06 20:26:02
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TarzanAshby :
I have a friend that took at 62 and is working full time at 72 and now regrets it because he can't retire...Golden years gone to the dogs. Every situation is different. 😢
2026-10-06 19:53:58
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Paul :
The client clearly had enough savings to live on from 62-67, some of us had hardships that demolished our 401k and the real kick in the balls is they limit the income you can earn while collecting early, teachers pensions don’t have that restriction. It’s bullshit
2026-10-06 00:03:04
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howboutthemcowboys :
You can only make 23k at 62 and much as you want at 67. If you retire at 62 your life expectancy is 69
2026-10-07 00:51:31
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peter :
how many times are we going to see the same math? have these 62 year old people not figured this out.yet?
2026-10-06 21:51:55
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TheJoker :
This will NEVER WORK if you need to make more than 24K a year
2026-10-06 19:04:55
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Kris Nettle :
Or you can drop dead at 62, so take it at 62!!!
2026-10-06 22:50:32
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userDarla parman :
The problem is the incompetence restrictions
2026-10-06 16:21:33
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Jimmy :
Im 63yrs now, been on vacation since December 2024(turned 62yrs) got my #19 SS ✔️two weeks ago, 2nd RETIREMENT, 1st RETIREMENT 22yrs ago @41yrs old (20yrs us.army 1984-2004 🪂) plus VA and 401k, zero stress, zero BS, zero Regrets,,,,God is good,,,,,,,"YOLO" solo vives una ves, enjoy it 🇵🇷
2026-10-06 16:30:11
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