UK in a nutshell. Go to any European country and you’ll get a loan for the duration of the term. Not this BS of switching every 2-5 years
2026-10-06 14:01:22
128
Jay :
It’s diabolical that we’re all celebrating having 4% mortgages locked in because of this. Why are we always thinking about relative terms and not absolute because we’re all going to drown eventually
2026-10-06 15:25:22
56
Matt :
Basically renting at this point
2026-10-06 14:59:19
74
Emi :
Locked in at 4.6% in July/August and thought that was high!
2026-10-06 13:39:59
50
VishX :
global recession & market crash incoming.
2026-10-06 14:03:41
20
denise0o0o0 :
Looks like 2008 to me.
2026-10-06 14:16:14
26
Miaxx :
I had a 1.5% mortgage, i remortgage early and got a 4% once my fixed term ended. Next year my 5 year term ends n im sweating!!!
2026-10-06 20:14:31
38
Denishaaaa :
6% average is crazy 😭! We’re all going to be running mad
2026-10-06 12:11:33
44
LadyRipley :
I’ve been saving my arse off to drop my mortgage from £285k to £235k when I remortgage in March. Knocking nearly twenty percent off my mortgage and the amount I pay is still going to go up by 6%.
2026-10-06 13:12:44
8
Tiktok22 :
I locked in at 4.65 in July and about to exchange this week! I was complaining it’s too much but now feel like it’s not too bad!
2026-10-06 12:25:51
14
Jarv :
I got mine locked at 5.54% for 3 years as a FTB about 2 hours before they went up 😂 mortgage advisor knew before it went public
2026-10-06 13:27:45
14
Russ Robb :
Not to gloat but paid off my mortgage in August
2026-10-07 09:14:13
7
Amsy🇬🇭 :
In short, it's a hot mess.
2026-10-06 14:59:07
30
Maryam :
✨️
2026-10-06 13:25:47
42
Serena | Books & Reviews 📚🎭 :
My current rate is 2.24% and it’s time to remortgage. I’m shook!!!
2026-10-08 07:09:25
24
Harrie :
God I thought 4.7% was bad when we fixed a few months ago
2026-10-06 13:49:07
11
Mateo :
I’m glad I’ve been overpaying the last 3 years
2026-10-06 12:37:57
7
jasmingibson1 :
Glad I sorted my remortgage earlier in the year. 4.4% on a 3 year fix hopefully it's levelled out a bit by the time I next renew
2026-10-06 12:34:41
38
Tiyana Tried It ✨️ :
soooo the a lot of people who had to remortgage are selling their houses or potentially loosing it to the bank is what im hearing...then UK economy is in the toilet
2026-10-06 17:38:44
13
BTBTiktok97 :
And where are those that can't afford their houses going..? This is going ot be a disaster.
2026-10-06 13:47:59
7
kayleigh.si :
Am I ever gonna get a mortgage at this rate 😭
2026-10-06 16:33:18
11
Jay Cee :
I feel like the aim is to bring back workhouses like Rees Mogg said a few years ago. No jobs, no one can afford anything, so more homeless ….i can see the government thinking like this
2026-10-06 17:34:36
7
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