@myraustin: i’m SCARED #26 #Insurance #adulting

myraustin
myraustin
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Region: US
Tuesday 06 October 2026 15:36:53 GMT
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maryleaheyy
mary :
yalls parents let you stay on their insurance until you’re 26?? 🫩
2026-10-06 18:41:32
670
benefitbesties
BenefitBesties :
Us clocking in to help u
2026-10-06 17:59:00
2319
__m.e.d
__m.e.d :
Ya and I’m self employed so idek what to do
2026-10-07 12:33:45
0
user63827849278492
User :
Hi queen! You’ll also need to reach out to your mom’s health insurance and get a letter stating that they are dropping your coverage since you’re aging out of eligibility. Most insurance companies will ask for proof of eligibility to enroll mid-year, that letter is your proof to submit to your hr office! I’m 29 and work in hr so I’m familiar with the process!
2026-10-06 16:32:49
1222
user7232656380692
LaLa :
Also please pay attention to deadlines… u don’t want to accidentally miss it and then be without insurance until open enrollment (a random time when u can enroll in insurance without needing some sort of life event)
2026-10-06 16:42:25
3210
katio240
kat :
MAKE SURE YOU HAVE DENTAL!!! My old boss didn't realize I hadn't checked it and cost me money 🙃
2026-10-07 11:33:14
1
jos_2001_
j :
Hi, I have been working with insurance since I was 18 so don’t be super overwhelmed! Look at the packages and look at the services you use the most so if you go to a therapist, if you get medication, if you see a chiropractor, if you see a PT, get massages, dental ,vision; just figure out what you use and then look at the policy that works best for you. There are high deductible plans meaning you would pay a co-pay and potentially have a HSA or FSA account which would be money that your employer pulls from your check and some employers do match that and it’s money that you can use at those Appointments and sometimes you just need to get an itemized receipt to submit to your insurance depending on how strict they are, I’ve seen people use their HSA for toothpaste. It really just depends on how picky your insurance is. You can call your insurance company and ask questions. Just make sure you ask questions. Don’t pick a random plan. Pick what works for you I’m so sorry it’s so confusing. This country sucks.❤️(UHC sucks and BCBS has the highest meeting deductible charges BUT is widely accepted)
2026-10-06 15:48:22
55
pamr2486
pam2486 :
Girl the DAY AFTER i got married, my mom ambushed me with a 3 way phone call between her and an insurance agent to get me off her car insurance. I was like you could have waited damn
2026-10-06 21:59:28
35
rachel.is.here
Rachel B. 💙 :
Kiss your fun money goodbye. 😭
2026-10-06 20:23:29
62
rachely__19
Rachel :
Scared for this moment that I have to face in the next year
2026-10-06 17:23:03
52
edmondson.sc
Sydney :
my insurance cost $800 a month when i got off my parents insurance 🥰
2026-10-06 17:04:11
282
sowaasowaa
sowaasowaa :
Open enrollment is this month so kinda good timing for this
2026-10-07 00:56:07
68
allibonugli
Allison Bonugli :
Currently uninsured at 27 cause the cheapest insurance for me is $500 with a 3k deductible 😇
2026-10-06 22:34:10
77
josieluvs1d
josie! :
this was me last month lol
2026-10-07 12:23:11
0
itstherealdri
A U D R I N A :
LMFAOOOO this so real
2026-10-07 10:34:08
0
tatianatayyy
tati 🤍 :
i need a part 2, lol
2026-10-07 07:50:21
0
goldagooz
♡ :
This happened to me and now I don’t have health insurance 😍
2026-10-06 19:21:54
10
annakebiinkad
Anna :
Yall lucky, my dad kicked us all off his insurance and phone plan the day my youngest brother turned 18 and suddenly I was in charge of everyone’s phones at 22
2026-10-06 17:36:54
61
.http_urmom
http.urmom :
Have fun girl. I pay $400 for marketplace insurance. 24 with no health issues btw
2026-10-07 00:01:27
21
hailee.pike
hailee :
got kicked off my moms because i turned 26 and then got a letter in the mail saying i qualified for the cobra continuation coverage so i now get the same type of insurance i had through my mom at the same price for 3 more years 🤪
2026-10-06 17:30:54
93
allylabby
Allyyyyyyy :
Lmao I just sent my “PLEASE HELP ME I TURN 26 IN A MONTH” email to my HR person too
2026-10-06 18:02:52
5
imastephanie_
Stephanie Conner :
I had to get on my own insurance at 21 because my mom lost her job…. A year and a half later and we’re still making it. You got this queen!!
2026-10-06 16:19:52
6
shinermuddog
LadyAppleJackLevel14⁷ :
Make sure you pick a PPO plan!
2026-10-07 06:40:57
2
miaria0800
MiaRia0800 🦋⚽️ :
This was me last month. Enrolled now though. 🙏
2026-10-07 09:20:44
1
elizabethoffman53
Elizabeth 🦎 :
Why didn’t you switch to your own coverage when you started your job and/or moved out?
2026-10-07 02:07:20
2
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