@robeverydayfinance: 💰If you’re in your 30’s and have $0 saved for retirement, here is a step by step guide for how you can still retire with over $2m by the time you reach 65. 1️⃣ Open a Roth IRA. This account allows post tax contributions, but rewards you later by allowing all your money to grow tax free 2️⃣ Contribute up to the yearly maximum of $7500. 3️⃣ Invest your money! This is the most important and most overlooked step. If you don’t invest your money, it’s doing nothing for you. 4️⃣ Automate the process. Since we’re keeping things simple, automating it takes away the ability to forget to invest. Just remember to check in every once in a while to make sure nothing broke. 

Follow me @robeverydayfinance for more personal finance you weren’t taught growing up! #PersonalFinance #personalfinancetips #financialliteracy #rothira #investingforbeginners

Rob | Everyday Finance
Rob | Everyday Finance
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Region: US
Tuesday 06 October 2026 18:50:50 GMT
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cailinyorot
🌹 Rose :
I’m 37 and this is the first time I maxed out my Roth IRA
2026-10-07 01:07:59
460
lifewithsophiaaaa
Sophia :
i finally maxed out my roth ira for the first time 😁
2026-10-10 13:34:36
1
rae.annhall
rae.annhall :
I can only afford $50 a week but this is better than nothing
2026-10-07 13:48:44
85
champagnemami393
Jackee ❤️ :
Another tip: If you get annual bonuses , invest 100% of it in your ROTH IRA. Especially if you can’t physically do $625.
2026-10-07 15:14:48
83
whxskers
local cryptid :
yeah I straight up cannot afford $625 a month lol not on my income. and if I sacrifice anything then I don't have a car or food or a place to live or the ability deal with my bills. so. I guess I'm working forever if $625 is the bare minimum
2026-10-07 16:26:14
103
hereisari_
Ari ᡣ𐭩ྀིྀི :
This week, I maxed out my Roth IRA for the first time ever 🥹
2026-10-06 19:27:21
148
user482917253895
Gmoney317 :
A lot young people don’t realize that they might not live this long, also that life won’t be the same when they are old. Being old and rich isn’t as good as young people think.
2026-10-07 01:29:55
17
briberry19
briberry19 :
Appreciate the info, but $625 is extreme for most people in this state of the economy. What can you suggest for those maybe only able to sacrifice the price of eating out $10-$40?
2026-10-07 18:01:34
16
nonnie3859
Wealth in a Minute :
Step 3 is the one most people miss — contributing isn't enough if the money just sits in cash. Automating the buy is what turns the habit into compounding.
2026-10-08 11:02:34
7
spaghetti0618
Spaghetti0618 :
I know $625 sounds like a lot of $ becuz it is lmao
2026-10-07 01:15:26
44
tamieamelie
Tamie BSN, RN :
help me i’m 33
2026-10-07 23:13:32
3
sunflowerchinacat
sunflowerchinacat :
Are blue chips a good idea to invest in?
2026-10-08 08:53:38
1
jonpeterd
Jon Peter :
But what if you are mid 40s?
2026-10-08 01:22:00
1
mamicafeychisme
mamicafeychisme :
Question: if starting a new job and will be rolling over my 401k from the old job but thus new job offers 401k and Roth shud I go with Roth or keep 401k and start another Roth elsewhere
2026-10-07 05:31:12
6
therealaustinscott
Austin :
I invest 7% because that it was my max company match (4% at 100% and up to 7% at 50%) into my 401k, should I switch to a RothIRA?
2026-10-08 12:24:45
1
rumham19
rumham19 :
My work contributes to a simple IRA through Schwab, should consider converting it to a traditional Roth IRA?
2026-10-07 15:58:18
1
chrisn0_xtina
chrisn0_xtina :
Ok I don’t feel bad now.
2026-10-06 22:02:12
11
archibald2507
Archibald :
How do you invest for a kid’s education?
2026-10-07 14:17:39
1
moneymanticstv
MoneyMantics Tv :
Love this!
2026-10-08 17:44:13
1
incredibleboobert
Roxy Sandoval :
What Roth IRA do you recommend? Or are all Roth Ira’s the same?
2026-10-08 18:54:35
1
rachelcoldbrew
Rachel :
I would love to. But also the $775 car payment is something new that people believe is normal now, it’s just not. That’s the real bad financial advice. People don’t have the amount of money at the end of the month to max out their Roth. That’s it
2026-10-08 11:19:28
3
paint.guyfc
Paint Guy | Money + AI :
Four steps and no fluff. Automating it really is the move — takes the willpower question off the table.
2026-10-08 18:23:16
1
tlhvb
tlhvb :
Can I dm you my question?
2026-10-08 16:10:38
1
justadrpeppergirly
justadrpeppergirly :
Can you explain why some people suggest FXAIX and others FZROX?
2026-10-09 01:05:22
0
wealth.signail
Wealth Signail :
Love that you break it down step by step, starting from zero makes it feel doable
2026-10-08 17:25:03
1
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