@michael.rusli: To learn exactly how much you can afford and speak to my team of mortgage brokers - click the link on my profile to connect for free How to calculate your numbers to purchase a home in 5 easy steps This works well and can provide an estimate of how much you can borrow plus the upfront costs and purchase price Disclaimer: This post is for informational purposes only and should not be taken as financial advice. Please consult a qualified financial advisor or tax accountant for guidance tailored to your specific circumstances.