@airic.z: Four numbers that tell you exactly where you stand and what you need to work on for how you spend. 1. Monthly income (take home pay) x 0.6 . What you should pay for rent and bills every month. Any higher and it’ll be difficult to actually live your life. 2. Monthly income x 0.15. Your maximum on what you can spend on your wants like shopping, dining out or any other non essential activities. 3. Monthly income x 0.1. The bare minimum you should save for your short term goals like home improvements and holidays. 4. Monthly income x 0.05. The bare minimum you should save/invest for your future. Which one are you working on? (Not financial advice, do your own research)

Airic
Airic
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Region: GB
Wednesday 07 October 2026 12:21:44 GMT
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i4pup
venus ❤︎ :
£1200 for rent and bills in this economy
2026-10-07 13:37:33
3414
theformalfro
TheFormalFro :
Remember when the advice was to use only 30% on rent lol
2026-10-07 14:13:23
1089
scorpzgca
Scorpzgca :
Interesting
2026-10-26 03:41:02
0
abigailclayton81
Abigailclayton :
Can you tell the landlord and utilities companies that please.
2026-10-07 17:04:44
1562
coops5597
Coops :
If only reality matched the numbers
2026-10-07 13:01:08
1959
okay.nice0
Izzy♡ :
I take home 1327 a month my bills/outgoings equal about 1320😂
2026-10-07 12:52:59
425
fireburrito8016
FireBurrito8016 :
Take your monthly take home pay and times it by x3. Thats the amount of outgoing you will have in this economy
2026-10-07 18:09:51
1301
dylmcd_
Dylan :
60% of my income on bills is insane brother.
2026-10-07 17:32:38
55
purserjam
James :
The math ain’t mathing
2026-10-07 16:57:58
40
laylahoneykarp
Layla Honey Karp💕 :
Babes my rent is £1750 now what
2026-10-07 18:26:51
39
mistressofrunes
MistressOfRunes :
if only bills were 0.6 x take home more like 0.8 now with cost increases 😂 fake laughter hides the real pain
2026-10-07 13:25:16
84
msmillionsss
ms mills :
1.2 for sssentials is not realistic rn tho
2026-10-07 12:26:00
22
hextra_hunt
Hunter :
And what if the essentials/bills are more than that amount?
2026-10-07 13:35:58
5
unspeakablek2
unspeakablek2 :
1200 for rent? that will barely get you a 1 bed apartment where I live
2026-10-07 13:07:17
26
hazelcrisp12
Hazelcrisp :
please budget 1.8k monthly in London for me
2026-10-07 12:53:54
8
lednafilipe
Ledna Filipe :
That alot of wishful math 🙂
2026-10-07 21:06:56
36
skellton1
Me :
I make 1300… rent is 700$ :D
2026-10-07 12:36:07
17
seanjamesdocherty
seanjamesdocherty :
does bill include food ?
2026-10-07 16:12:26
7
oinknami
Oinknami :
What’s 0 multiplied by 0?
2026-10-08 12:42:27
20
midknight_neko
midknight_neko :
yeah man I just called the electric company and explained I times my income by 0.6 so they need to lower my bill and they said no
2026-10-10 22:21:30
68
logicnotused
Logicnotused :
Tbf that first number is v unrealistic for a lot of people, especially those early in their career and/or living/working in an expensive city like London
2026-10-07 12:40:21
46
everychairisacuck
everyChairIsACuckChair :
what percentage for bag?
2026-10-10 17:32:28
17
dan_wardell1
Dan Wardell :
much simpler to use the 20/30/50 rule. let's not start complicating it with multiplication and adding extra steps
2026-10-07 13:54:28
18
velvetia.exe
tia🖤🎸 :
my take home pay this month was £1106, x0.6 leaves me with £663.60. my rent is £800. not possible. (i am currrntly on sick leave due to recovering from surgery that’s why it’s so low)
2026-10-07 13:27:29
60
michael.agt
michael :
do u have a ratio for students or people who don’t pay rent
2026-10-07 12:28:56
9
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