@nateloans: Little homebuyer tip most people don’t know about 👇 With some conventional loans, you may be able to waive homeowners insurance from escrow and pay it yourself instead. That can slightly lower your monthly mortgage payment, reduce the amount collected at closing, and give you more control when your insurance premium changes each year. Not the right move for everyone, but definitely something worth asking your lender about. . . . #HomeBuyingTips #MortgageTips #FirstTimeHomeBuyer

Nateloans
Nateloans
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Region: US
Wednesday 07 October 2026 21:33:43 GMT
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_aliiik_
_aliiik_ :
Why dont you recommend waiving escrow entirely? If I’m responsible with money I can simply pay my HOA/Insurance/Taxes all once instead of being chased monthly for an extra 1-1.5K?
2026-10-10 14:54:59
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marmikta.upreti
✨Marmikta 🎃 :
Hi, if I don’t want to include it in the closing costs. When should I start to shop around? On closing day or after closing day. Thanks
2026-10-08 19:10:17
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shoplikeamanda
Amanda! :
Thanks for sharing
2026-10-10 17:10:40
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misssssjuciyyyyybabyyyy
misssssjuciyyyyybabyyyy :
You need at least 20% down to do that right ?
2026-10-09 05:57:03
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asisadhall
Asisa Dhall Agudosi :
So when you pay the insurance as a prepaid it automatically stays inside your mortgage payment? Not just a one time prepaid??
2026-10-08 23:52:22
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ridepascal
Ridepascal :
Hi bro but not with a FHa loan
2026-10-08 12:12:15
1
cashmerenights
Dessa 🇧🇸 :
Welp. as i watch this from Florida.
2026-10-09 23:08:56
1
dianasayturn
Diana SaysTurn 🖤 :
Yes I paid my own HOI
2026-10-09 14:14:59
1
tinasellschico
Tina Peters, REALTOR ❌ :
You’re clearly not in tune with California. Insurance is one of the largest components often disqualifying a buyer from being able to qualify for a loan.
2026-10-10 21:00:58
0
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