@heikoinvests: The Money Steps: Step 7 of 9 🌍 Hyper accumulate. Your TFSA is full and your retirement savings are maxed. Now every extra rand goes into discretionary investments with no limits and full access. Aim to invest 25% of your gross income in total, retirement funds included. This is also your chance to go properly offshore with a global ETF. Capital gains tax for individuals is capped at an effective 18%, and you only pay it when you sell. This is the step that turns a comfortable retirement into real choices. Comment MONEYSTEPS and I’ll send you the full South African checklist. Follow for Step 8. Disclaimer: Educational content only, not financial advice.

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Thursday 08 October 2026 03:35:22 GMT