@kimsonesaccounts: Winter might slow the work down, but it doesn’t slow the bills down. Before you head into your quieter months, work out exactly what your business costs to run each month and multiply that by the number of slower months you normally experience. Then add any big payments due over the same period - VAT, Corporation Tax, Self Assessment, finance payments, etc. The important bit? Do this while the money is still coming in, not when the bank balance starts getting tight. Know your numbers. Plan ahead. Give yourself options. #cashflow #landscapingbusiness #tradesbusiness #smallbusinessUK #knowyournumbers

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