@dipo_adesina: One of the BIGGEST retirement mistakes you can make is entering retirement without protecting what you’ve worked so hard to build! During your working years, you’re in the Accumulation Phase earning, saving, investing, and growing your wealth. But when you retire, you enter the Decumulation Phase, where you begin withdrawing money from the wealth you’ve accumulated to fund your lifestyle. Here’s the problem: A major market decline during the early years of retirement, combined with ongoing withdrawals, can permanently damage your portfolio. This is known as Sequence of Returns Risk. That’s why protecting your money becomes just as important as growing it. Follow @dipo_adesina for more wealth and retirement strategies. Credit: @micahqueenleonard

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Thursday 08 October 2026 21:40:44 GMT