@kida.the.lab: Just relaxing 😌 #labrador #puppy

Kida The Lab
Kida The Lab
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Region: US
Thursday 08 October 2026 23:57:23 GMT
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nanamithepuppy
Nanami🐻 :
hi i’m nana let’s be friends!
2026-10-09 22:27:22
0
keia.e
Keia.e :
How are you even real
2026-10-09 21:24:01
0
gingie101
gingie101 :
Oh, so cute!😍💙🐾
2026-10-09 01:08:07
0
g_pop1955
garyklug0 :
She is a beautiful little Angel May God Bless your Kido She is a precious baby girl, family[Red heart][Red heart][Red heart][Red heart][Red heart][Red heart]
2026-10-09 00:50:15
0
stevie315
✨Stevie✨ :
ADORABLE 🥰🥰🥰
2026-10-09 01:33:59
0
luna.the.yorkiee
Luna the Yorkie :
Cute
2026-10-09 23:55:16
0
bearcuddly53
bearcuddly53tiktok.com/@bear :
2026-10-10 03:54:59
0
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🏡 What if you could buy with $0 down—or use a down payment assistance program—and ALSO have a lower payment for your first 3 years? 👀 For eligible buyers and loan programs, here’s what a hypothetical 3-2-1 temporary buydown could look like on a $350,000 home: $350,000 purchase price Example loan: $350,000 Example note rate: 7.50% 📉 YEAR 1 — Payment based on 4.50% ≈ $2,289/month* ($1,774 P&I + estimated taxes & insurance) 📉 YEAR 2 — Payment based on 5.50% ≈ $2,502/month* 📉 YEAR 3 — Payment based on 6.50% ≈ $2,727/month* 🏡 YEAR 4+ — Full 7.50% note rate ≈ $2,963/month* That’s a difference of approximately $674/month in Year 1 compared with the estimated payment at the full note rate. 👀 Depending on the programs you’re eligible for, down payment assistance may help with upfront costs, while a permitted seller contribution or other eligible source may be used to fund a temporary rate buydown. Buying a home isn’t always just about negotiating the price. It’s about knowing what programs are available and how we can structure the offer to work for you. 🔑 Ready to Make a Move? Let’s Talk. 🏡 Lesa Chavez | REALTOR® Parkway Real Estate Co. DRE #02093793 Illustrative example only; not a rate quote, offer of credit or commitment to lend. Example assumes a $350,000 loan, hypothetical 7.50% note rate, estimated property taxes of 1.25% annually and estimated homeowners insurance of $150/month. Actual taxes and insurance vary by property and borrower. Payments shown do not include mortgage insurance, HOA dues, DPA/secondary-financing payments or other applicable costs. Zero-down financing and DPA are subject to program and borrower eligibility. DPA may be a grant or a forgivable, deferred or repayable loan and may affect the total monthly payment. A 3-2-1 temporary buydown does not change the note rate; funds temporarily subsidize payments. Seller contributions, DPA and temporary buydowns are subject to applicable lender and program requirements and limits. Consult a licensed mortgage professional for current rates, APR, program eligibility, costs and actual payment estimates.
🏡 What if you could buy with $0 down—or use a down payment assistance program—and ALSO have a lower payment for your first 3 years? 👀 For eligible buyers and loan programs, here’s what a hypothetical 3-2-1 temporary buydown could look like on a $350,000 home: $350,000 purchase price Example loan: $350,000 Example note rate: 7.50% 📉 YEAR 1 — Payment based on 4.50% ≈ $2,289/month* ($1,774 P&I + estimated taxes & insurance) 📉 YEAR 2 — Payment based on 5.50% ≈ $2,502/month* 📉 YEAR 3 — Payment based on 6.50% ≈ $2,727/month* 🏡 YEAR 4+ — Full 7.50% note rate ≈ $2,963/month* That’s a difference of approximately $674/month in Year 1 compared with the estimated payment at the full note rate. 👀 Depending on the programs you’re eligible for, down payment assistance may help with upfront costs, while a permitted seller contribution or other eligible source may be used to fund a temporary rate buydown. Buying a home isn’t always just about negotiating the price. It’s about knowing what programs are available and how we can structure the offer to work for you. 🔑 Ready to Make a Move? Let’s Talk. 🏡 Lesa Chavez | REALTOR® Parkway Real Estate Co. DRE #02093793 Illustrative example only; not a rate quote, offer of credit or commitment to lend. Example assumes a $350,000 loan, hypothetical 7.50% note rate, estimated property taxes of 1.25% annually and estimated homeowners insurance of $150/month. Actual taxes and insurance vary by property and borrower. Payments shown do not include mortgage insurance, HOA dues, DPA/secondary-financing payments or other applicable costs. Zero-down financing and DPA are subject to program and borrower eligibility. DPA may be a grant or a forgivable, deferred or repayable loan and may affect the total monthly payment. A 3-2-1 temporary buydown does not change the note rate; funds temporarily subsidize payments. Seller contributions, DPA and temporary buydowns are subject to applicable lender and program requirements and limits. Consult a licensed mortgage professional for current rates, APR, program eligibility, costs and actual payment estimates.

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