@lightlydusted: Self-employed and your tax returns make you look broke? Read this 👇 Bank statement loans qualify you on deposits. Comment SELF. #selfemployed #bankstatementloan #smallbusinessowner #mortgagetips Disclosures: Bank statement loans are non-QM loans. Rates, fees and down payment requirements are typically higher than for conventional loans. Subject to credit approval; not all applicants will qualify. Dusty Lloyd NMLS #247106 · Promise Home Loans NMLS #2372318 · Equal Housing Opportunity

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I have three biological children, all boys, and I live with my husband. Five years ago, my childhood friend was dying. On her sickbed, in the presence of her family, she begged me to take care of her daughter. I promised her I would, and I meant every word. I brought the little girl home and raised her alongside my boys. Today, she is our only daughter, and I love her just as much as my biological children. Recently, all the children entered Grade 5 and were preparing for Common Entrance. I needed them to concentrate on their studies, so I decided to get a house help to assist with chores. My boys and their sister had started fighting over who was older and who should do what. My daughter, being a little feminist, believed that if she was going to clean, her brothers must also wash plates. Nobody wanted to agree, and I was tired of settling their arguments. My sister-in-law helped me find an older house help. The woman had barely spent three weeks in my house when my sister-in-law visited. She was particularly angry that my daughter had her own room. She even suggested to my husband that the girl should share a room with the house help. Thankfully, my husband refused, although he didn't tell me about the conversation. The following day, our lesson teacher came to teach the children. My sister-in-law openly told him that my daughter was just a charity case we had brought into our home. The teacher was uncomfortable and reported everything to me. That explained why my daughter had suddenly become withdrawn for two days. When I questioned her gently, she told me something that made my blood boil. Apparently, my sister-in-law had been sending her on errands two streets away, despite knowing that my children were never allowed to go out alone. I decided to teach this woman a lesson she would never forget. I informed our neighbour about my plan, and we agreed that whenever my sister-in-law sent my daughter on another errand, the girl would simply go into our neighbour's house instead. As God would have it, she repeated the nonsense. My daughter went straight to our neighbour's house, ate dinner, took her bath and slept there. Meanwhile, my sister-in-law went completely mad looking for her. She searched the entire street, asking people if they had seen our daughter. Nobody could help her because the girl had never actually left the compound. The following morning, my husband called the police. We explained everything, including how she had been mistreating a child entrusted to our care. The police questioned her seriously, and she was made to understand that deliberately putting a child's safety at risk was not something we would overlook. We were also advised to begin the proper legal adoption process, which we have now started. Immediately after she was released, she packed her belongings and disappeared. But I wasn't finished. I sat all four children down and explained that they were siblings. Nobody was more important than the other, and nobody was a guest in our family. In fact, she was already bearing our surname because I had added her to our family HMO years ago. As for my sister-in-law, my husband has made it clear that she is no longer welcome in our home until she apologize sincerely to the child. He also informed his family that anyone who cannot respect our daughter should stay away from our children. That evening, I looked at the four children playing together and remembered my late friend. I wish she were alive to see the beautiful family her daughter has become part of. I made a promise beside her sickbed, and I intend to keep it. One thing is certain: nobody will ever make that little girl feel like a charity case in the home where she belongs. Looking back I keep asking myself if we handled my sister-in-law's behaviour properly, or should we have dealt with her differently?
I have three biological children, all boys, and I live with my husband. Five years ago, my childhood friend was dying. On her sickbed, in the presence of her family, she begged me to take care of her daughter. I promised her I would, and I meant every word. I brought the little girl home and raised her alongside my boys. Today, she is our only daughter, and I love her just as much as my biological children. Recently, all the children entered Grade 5 and were preparing for Common Entrance. I needed them to concentrate on their studies, so I decided to get a house help to assist with chores. My boys and their sister had started fighting over who was older and who should do what. My daughter, being a little feminist, believed that if she was going to clean, her brothers must also wash plates. Nobody wanted to agree, and I was tired of settling their arguments. My sister-in-law helped me find an older house help. The woman had barely spent three weeks in my house when my sister-in-law visited. She was particularly angry that my daughter had her own room. She even suggested to my husband that the girl should share a room with the house help. Thankfully, my husband refused, although he didn't tell me about the conversation. The following day, our lesson teacher came to teach the children. My sister-in-law openly told him that my daughter was just a charity case we had brought into our home. The teacher was uncomfortable and reported everything to me. That explained why my daughter had suddenly become withdrawn for two days. When I questioned her gently, she told me something that made my blood boil. Apparently, my sister-in-law had been sending her on errands two streets away, despite knowing that my children were never allowed to go out alone. I decided to teach this woman a lesson she would never forget. I informed our neighbour about my plan, and we agreed that whenever my sister-in-law sent my daughter on another errand, the girl would simply go into our neighbour's house instead. As God would have it, she repeated the nonsense. My daughter went straight to our neighbour's house, ate dinner, took her bath and slept there. Meanwhile, my sister-in-law went completely mad looking for her. She searched the entire street, asking people if they had seen our daughter. Nobody could help her because the girl had never actually left the compound. The following morning, my husband called the police. We explained everything, including how she had been mistreating a child entrusted to our care. The police questioned her seriously, and she was made to understand that deliberately putting a child's safety at risk was not something we would overlook. We were also advised to begin the proper legal adoption process, which we have now started. Immediately after she was released, she packed her belongings and disappeared. But I wasn't finished. I sat all four children down and explained that they were siblings. Nobody was more important than the other, and nobody was a guest in our family. In fact, she was already bearing our surname because I had added her to our family HMO years ago. As for my sister-in-law, my husband has made it clear that she is no longer welcome in our home until she apologize sincerely to the child. He also informed his family that anyone who cannot respect our daughter should stay away from our children. That evening, I looked at the four children playing together and remembered my late friend. I wish she were alive to see the beautiful family her daughter has become part of. I made a promise beside her sickbed, and I intend to keep it. One thing is certain: nobody will ever make that little girl feel like a charity case in the home where she belongs. Looking back I keep asking myself if we handled my sister-in-law's behaviour properly, or should we have dealt with her differently?

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