@ardrahsage: HUD 184 UPDATE 🏡 New HUD 184 loans are now subject to a 1.5% Loan Guarantee Fee. For quite a while, that fee had been 1%. We’ve seen changes before — at one point it increased to 1.5% and later came back down to 1%. We’ve also seen changes with monthly mortgage insurance. There was a period when monthly MIP was added, but thankfully, HUD 184 currently still has no monthly MIP. Even with the updated guarantee fee, HUD 184 can still be a very strong home loan option: * 2.25% down on loan amounts over $50,000 * 1.5% Loan Guarantee Fee * The guarantee fee can be financed into the loan or paid out of pocket * No monthly MIP at this time Loan programs, guidelines, and fees can change. Change is inevitable. The important thing is understanding what is available today and whether it works for your goals. If you’re ready to buy a home and want to see if HUD 184 is a good option for you, schedule a Purchase Consultation with me and let’s talk. I’m happy to review your situation and help you determine whether HUD 184 makes sense for you. And if it doesn’t, there are many other loan programs available — we can look at the options and find the one that fits you best. Ardrah Sage | NEXA Lending Native Homeownership • HUD 184 • Mortgage Options #ArdrahSage #HUD184 #NativeHomeownership #NativeAmericanHomeLoans #NativeAmericanRealEstate

2423

2026-10-09 11:52:44

To see more videos from user @ardrahsage, please go to the Tikwm homepage.