@brenspoints: baby’s first financial review 🫩 #amexplatinum #creditcards #traveltiktok #pointsandmiles

Brenley
Brenley
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Region: US
Friday 09 October 2026 03:13:16 GMT
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it_is_kristina
It’sKristina :
Amex did the same to me. Shut off my Platinum, Gold, BCP, Sky Miles Reserve, and Marriot Bonvoy Brilliant….literally have a 837 credit score, NEVER HAVE MISSED A PAYMENT, been with Amex for 4 years…do you understand how pissed I was…AND THEY DID IT WHILE I WAS OVERSEAS….needless to say I’m not with Amex anymore
2026-10-09 06:05:51
10869
stevenboesky
Steven :
I've been an Amex card member since 1980. It says it right on my card. "Member Since 1980" 46 years and I've never been suspended or had a financial review.
2026-10-09 05:23:35
16788
internetauntie3
💜InternetAuntie💜 :
If you pay off every month they are not making any interest money off of you.
2026-10-09 04:45:04
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ambentity
ambentity :
Financial risk management. Sign of recession coming
2026-10-09 05:25:43
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_justspencer
Spence :
Meanwhile, the other guy had $150,000 over his balance that was sitting at $402,000 for the last couple of months and he hasn’t had his closed
2026-10-09 04:24:10
51949
sonyeonbepeu
소년베프 :
It’s giving recession indicator
2026-10-09 05:56:14
14034
elizabethknomrls
Elizabeth Knomrls :
They're punishing you because you pay every card in full and have no balance.
2026-10-11 05:26:43
3565
freedomrainz06
Kiera Wells :
If Amex did this to me, they can keep their cards. I’m not releasing my tax returns or bank statements to them. If paying $895 a year for platinum & $650 for the reserve isn’t enough for them, then so be it.
2026-10-09 15:44:15
3947
urzoul
🔥 :
AMEX did the same to us!!!!!! they brought our spending limit from $42k to only $7k!!!!!! we spend over $20k a YEAR with them!! we have over 200,000 points with them! WEVE BEEN WITH THEN SINCE 2016!!!!!! after this, we're just done with AMEX. get your self the Capital One Venture. ✨️bye bye American Express.
2026-10-09 11:32:29
282
jabmasterks
JabMasterKS :
Two scrolls ago I saw a guy that had racked up 402000 in debt on an Amex card… and I say debt because he was not paying on time or at all😂
2026-10-09 06:20:00
4515
ssophh2
soph :
With the annual fees they charge…. how do they have the right????
2026-10-09 04:07:09
4052
pytnprz
payton :
this feels wildly financially intrusive. do they think you are money laundering? 🤣😭
2026-10-09 03:23:24
1656
kami.canche
kami :
In the meantime there was a guy who owes over 500,000 and he’s card still fine lmao.
2026-10-10 04:27:01
600
jojothepittboss
Kennedy Sawyer :
this is not giving lux... this is giving "good for building credit" card...
2026-10-10 02:37:53
46
chanelandlouie6
Chanel&louie🐕🐕 :
It’s because you are actually paying off the balances not in debt lol
2026-10-22 04:28:02
0
goddessdia
GoddessDia :
Capital one Venture One and Capital one platinum.
2026-10-22 02:09:00
0
sugelycastillosan
Sugely Castillo Sand :
I work for a bank and chase just did this to me as well does seem odd
2026-10-22 01:26:32
0
louisfluff1
Louis Fluff :
Trying carrying a balance and this will never happen [Big LOL]
2026-10-22 01:47:15
0
firstambition
Trey :
Hi - Financial crimes pro here 👋🏽. Despite what they’re telling you, something likely triggered it - Multiple payments in a short period, unusual spending patterns, sudden increases in spending, etc. can all be triggers. It doesn’t necessarily mean you did anything wrong. I’d submit whatever documentation they’re requesting. If they ultimately decide to close your accounts, make sure you ask about transferring your points before you lose access to them.
2026-10-09 08:35:40
4558
glitterydead
Glitterydead :
Good news, no one overseas is wants to accept Amex anyway so get yourself a new company if you wanna pay for stuff internationally.
2026-10-11 10:13:06
132
crystalina2236
Crystal Buckner :
You should call them back and say “The last Representative told me that my financial review was triggered by me paying my balance in full every month…” and they’ll probably either affirm it or correct you with the real answer - Good luck! 🥰
2026-10-09 05:24:12
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candy1011tax
💋 Candy 💋 Live Host 💋 :
It’s because you don’t carry a balance. This is recession indicator 101. I used to work for a couple of major banks and credit card companies. They want you to carry a balance, use the cards because it’s how they make their interchange fees and interest.
2026-10-09 14:14:10
1254
youvebeenswindled
lalaladyy :
we all just saw the other guy drowning in Amex debt right???
2026-10-09 13:53:22
2318
thatminimia
Mia 🐆 :
The thing is, Amex doesn’t even make most of their money from interest fees. They make most of their money from transaction fees to the merchant, so people who actually spend on their card it would be dumb for them to cancel their card.
2026-10-09 04:56:13
604
gabbysmith430
Gabby :
I work in banking, they are lying, something triggered it, they aren’t randomly suspend peoples cards or accounts for no reason. We keep it as general as possible when someone who has a hold on their account, we don’t want to give any indication of what actually is going on.
2026-10-09 21:34:37
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