@longislandrealtor631: 🏡 YOUR INSURANCE DEDUCTIBLE IS $2,500… OR IS IT $30,000?! 😳 Imagine buying your dream home on Long Island. You purchase homeowners insurance with a $2,500 standard deductible. Then a hurricane damages your house. You discover your policy has a separate 5% HURRICANE DEDUCTIBLE! Here’s how that could work: 🏠 Dwelling insurance coverage: $600,000 🌪️ Hurricane deductible: 5% 💰 Your deductible: $30,000! That’s potentially $30,000 out of your pocket before insurance pays toward covered hurricane wind damage. Not every policy has this deductible, but it’s something every Long Island homeowner should understand. Before buying a home, ask your insurance agent about hurricane deductibles, windstorm deductibles, and flood coverage. Because the cheapest insurance premium doesn’t always mean the best protection. #LongIslandRealEstate #HomeownersInsurance #HomeBuyingTips #LongIslandHomes #communityjoe

longislandrealtor

Open In TikTok:

Region: US

Friday 09 October 2026 12:42:27 GMT