@fedsmith.inc: I also explain how Roth conversions fit into RMD planning, how they can help reduce surviving spouse tax issues, and why it's important to understand how you'll pay Roth conversion tax before converting. If leaving a legacy is important to you, I'll discuss Roth conversion for heirs and how it compares to keeping money in a Traditional IRA vs Roth account.#socialsecurity #retirementincome #retirementplanning #news #savemoneytips

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Saturday 10 October 2026 11:20:00 GMT