Grayson Wood | Mortgage Lender
Region: US
Friday 09 October 2026 21:00:00 GMT
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Comments
TVT :
There’s this thing called PMI lol
2026-10-12 03:51:32
46
palehombre :
This is horrible advice. Get into your home with a solid equity position and avoid PMI.
2026-10-11 16:46:28
62
Galina Owens :
This is terrible advice. Not putting 20% down means PMI and even more expensive mortgage. Smh.
2026-10-12 22:08:13
118
Big E :
Disagree, who wants to give pmi , that you never get back
2026-10-10 15:44:36
122
Tom from MySpace :
Putting less down does not give you a lower rate……..
2026-10-12 00:17:49
10
Chris973X :
listen to this guy if you want your offer to get canned instantly over somebody putting over 20% down cash.
2026-10-12 20:13:25
7
YourMomGoesToCollege :
Says mortgage guy who’s commission is tied to the size of the loan….
2026-10-10 22:40:26
110
James Arnold1308 :
Never ever seen any mortgage loan that you can recast. What country would this work in definitely not the USA doesn’t exist my guy.
2026-10-10 21:31:08
17
rog1121 :
PMI costs you more
2026-10-11 20:11:00
10
PowerOfDreams :
No way. I refuse to pay for PMI which is actually criminal and should not even be allowed. [Big LOL][Big LOL][Big LOL]
2026-10-10 20:12:52
23
Delarosaw :
Worst advice ever have u ever heard of PMI🤦🏽♂️🤦🏽♂️🤦🏽♂️
2026-10-12 09:54:49
1
Just Cat :
Why would i throw away money on mop? Also you get a better rate the more you put down
2026-10-24 18:45:19
0
Remy_K :
I had to have ai explain this to me. Need to be explained: lender gives slightly better rate when you have PMI, because their risk is lower. AI said only, when you put 15 down, not 3-5%.
2026-10-11 20:17:36
2
flatIron Pictures :
What’s wrong with paying 100% of the loan?
2026-10-23 03:52:51
0
araCh :
sure, but other way around- higher apr if less than 20% down
2026-10-13 21:42:05
1
Scooter :
This is wrong! If you have PMI you can’t just remove this. Some lenders require you to have PMI for minimum 2 years. Unless you refinance which cost extra closing costs.
2026-10-12 12:16:41
5
Chocela :
I am an accountant. this is ridiculous advice, all day, everyday
2026-10-12 02:06:22
5
AES :
Most loans are not recast able
2026-10-10 21:21:41
7
Lake girl :
What about on a VA loan?
2026-10-19 02:05:05
0
MrBlue :
What about PMI if you don’t put 20%
2026-10-23 03:49:29
2
Edin Kadric :
Yeah but your monthly payment is much larger
2026-10-19 03:53:16
0
jerzeygirl2382 :
i thought you can only put less than 20% down if you're a 1st time home buyer...
2026-10-16 19:47:50
2
Mnms :
Why is the rate better with less money down?
2026-10-21 20:59:20
0
guapobandzbigsmoke :
lol it don’t matter housing market is about to crash
2026-10-23 18:15:43
0
John Doe :
Why would I do that? 20% or even more gets you closer to the end goal faster. That goal is being free of debt btw if anyone wanted to know.
2026-10-27 01:10:26
1
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