@jrendigital: More accounts feels organised and behaves like friction. Three is enough to separate the money that has a job from the money that doesn't. Name them literally. Naming does more work than it should. How many are you running? #savingmoney #PersonalFinance #moneytips #emergencyfund #savingtips #financialliteracy #moneymanagement #kiwisaver #ukpersonalfinance #aussiemoney