Hector
Region: US
Friday 09 October 2026 21:08:46 GMT
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Brokerage is the new 401k, done paying penalties for using our own money.
2026-10-10 07:47:36
38
ﾒ૦ ibrahim :
Roth ira is 7500 a year, this shouldn’t be killing you honestly and I always seen retirement as a backup if all else fails
2026-10-10 06:09:30
35
Ronnie :
Taxable Brokerage + Roth Ira is the move
2026-10-10 15:59:57
4
jj :
I agree and I’d do the same, but if you’re not a huge spender anyway, u may as well. Still enjoy yourself now tho. Yes, u might make more and be able to invest more when older, but that time to compound then vs now is not the same.
2026-10-10 18:13:53
0
Greg Felts Insurance :
Invest in cash flow not cash accumulation.
2026-10-10 09:37:01
5
RiddlinmcDickin :
the ability to save less when you make more is the goal. Getting to coast fire or more by atleast 30 is the move. Sure It takes a lot of sacrifice in your 20s but when you in your 30s, you make more, but can save less, you can buy that sports car, you can buy a bigger house, you can travel even more more, you can retire early. The best advice for saving in your 20s is save until an opportunity that is unique to spend your money on. Dont waste 100 bucks a week going to the same bar or restruant. Save that for a month or 2 and fly to some place cheap. Central america, southeast asia, south america. You can do both, but save the expensive travel for when youre older making money
2026-10-10 16:12:58
1
Will.Lifestyle :
This is so real dude, investing is so important but so many people die at an old age with millions in their brokerage account without ever being able to reap the benefits of that money
2026-10-10 15:41:03
1
Zo6Mosk🏎️ :
make enough money to do both, max out the roth and invest in brokerage
2026-10-10 06:13:22
9
Limpton ☕️ :
Ive been thinking about doing this too and focus on traveling while still saving how much are u gonna save and how much are u gonna spend ?
2026-10-09 21:18:18
14
shaunlz_ :
Regardless what you do, nothing will make you truly happier no matter how much you accumulate over time or the highs you get from finally getting something, the only answer is are lord and savior
2026-10-10 11:48:21
4
H :
Same man. I used to put half of my check into investments than I barely had any for necessities.
2026-10-09 21:22:50
13
Bobby :
Don’t use a Roth then😭 just open a regular taxable brokerage account
2026-10-10 13:08:07
1
john :
make enough money where you can do both
2026-10-10 16:04:37
0
Nestor :
Going out to explore, clothes, hobbies is never a waste and is one of the best investments you could make for yourself
2026-10-10 06:19:50
4
alexis :
How did u start investing
2026-10-10 06:50:55
0
MUSSSEE :
Valid. 35 is a good age start investing as long as you are putting in the work to have a good job at 35
2026-10-10 12:23:19
1
randomperson_233456789 :
Yeah as someone who is fiscally responsible and is naturally a saver, save just enough for retirement but don’t over save for it… cause you will get penalized for taking interest out before 59-1/2 and 401K/traditional ira’s are worse in that regard.
2026-10-10 12:49:43
1
BraedenGreen :
I also plan to be making a lot of money within the next decade, but I use my Roth IRA as just a safety net, because I don’t know what life will throw at me
2026-10-10 14:26:38
0
User :
Valid bro
2026-10-10 02:39:08
4
Tony Mxjor :
Cash flow is more important than cash grow I used to port all of my money into investments, but I had to understand earning more money now is more important than having money compound in the market
2026-10-10 16:07:58
0
xavier5t3ns :
thank you bro i needed to hear this video
2026-10-10 15:26:29
0
bricklifeturnedstreet :
I manage much better now because I understand if I invest to heavily and the markets crash hard I’ll have no capitol to DCA and reinvest to see serious gains when it goes back up so now I do 70/30 split so I have the funds to act when the market gives a reason
2026-10-10 14:54:48
0
guacamolephil :
Me too once you get a certain amount you can just stop the money machine grows by itself
2026-10-10 13:50:10
0
Trenten_Koepke12 :
Taxable brokerage account 👍
2026-10-10 13:47:56
0
John G :
Totally fair man it’s your life at the end of the day. Gotta weigh pros and cons and see what’s best for you
2026-10-10 05:19:18
0
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