Shaudy-Shaud🤌🏾
Region: US
Saturday 10 October 2026 01:29:51 GMT
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Joe :
You should be able to use it at auto shops, like medical insurance at a doctor. Safer vehicles create less accidents. JMO
2026-10-10 11:54:03
12943
BeenThatGirl :
I agree. Insurance is such a scam
2026-10-10 04:54:19
7656
chibears0719 :
Car insurance just needs to be capped. Once you pay so much your covered and don’t pay again til accident
2026-10-10 17:46:15
1708
RagingRedhead :
why should good drivers have to pay for bad drivers
2026-10-10 13:14:54
582
JessieJames :
Yes!!!! I also think we should be able to use our car insurance to buy our tires. Roads are poorly maintained and we 'need' tires to be on the road lol
2026-10-10 14:08:31
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Righteous troll :
But ppl never bring this up at elections is crazy
2026-10-10 10:23:34
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a13x0817 :
Nah and if you don’t get into any accidents, receive tickets, or anything like that it should NOT go up 😭🙏
2026-10-10 13:18:57
1500
Unapologetic_Brownskin :
Either that or it covers any car problems you have through out the year
2026-10-10 10:58:49
131
🎥 :
It’ll never happen but it should be. Insurance is a scam
2026-10-10 01:32:59
409
Sunnygrl🌼 :
I wish that would be true because I work from home and I'm paying for car insurance for my car to sit in the driveway. The question is, how is the insurance company gonna make money to be able to pay you to replace your car when you get into a wreck if they give everybody else's money back?
2026-10-12 15:21:15
0
Rory .Wzorek :
For you guys complaining, I pay probably close to 6k a year for full coverage but when I got into an accident it cost 8k to fix my car and the other persons car had to get fixed. I have full coverage and it covers other drivers because it would cost more to cover yourself if something happened. Also it may cost more if you have a newer vehicle and need the sensors recalibrated and replaced.
2026-10-12 15:54:15
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Game :
All insurance is period is a legal pyramid scheme
2026-10-11 07:34:32
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KyasWorld 💙🧷 :
PERIOD!!!! Health insurance also!
2026-10-11 06:57:05
0
@CassLCollins319 :
Yes, or roll it over to the next years coverage!!
2026-10-10 13:57:37
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mindysimpson4 :
At lease a certain percentage or something. I don’t even want to add up what I have paid in insurance over the last 20 years with ZERO claims or tickets
2026-10-12 13:27:58
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Taylor’s_Publicist ⸆⸉ :
It would definitely encourage people to drive safer and actually have insurance
2026-10-10 07:31:59
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Dani_chanaenae :
Same with health insurance!
2026-10-12 02:00:24
5
Sarah :
The amounts i never even reported a claim
2026-10-12 07:41:15
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The little chef :
THIS!!! Biggest scam on earth! And if you use it for what you pay for it for you get penalized by them raising your rates! Like bro! With the amount of years I paid you and GOT NOTHING in return?! How the fuck is that how you’re moving?
2026-10-10 17:35:42
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trader_kin ❌ :
Insurance is absolutely the biggest racket in this country. Right along with healthcare and pharmaceutical.
2026-10-10 15:12:45
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asesinodasesinos :
At least half, I know they gotta make a profit and all too
2026-10-10 06:02:35
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fortheloveofnuance :
I also think car insurance should cover like 2 oil changes and topping off your fluids a year and cover a percentage of care parts and repair, just like every other insurance
2026-10-10 01:39:21
313
Meredith Moonbeam :
At the very least, they shouldn’t be allowed to increase the rate beyond a certain percentage if you haven’t had claims. Mine goes up like $200+ a year and I’ve NEVER had a claim
2026-10-10 12:30:45
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oldsoulmodernworld :
How would insurance companies stay in business? Let's say 1 million people pay $1,000/year for insurance. That's $1 billion collected. If 90% have no accidents and get refunded, the company returns $900 million, leaving $100 million. Now assume the other 10% file claims averaging $40,000 each. That's $4 BILLION in claims against just $100 million in retained premiums. And we haven't even paid employees or covered operating expenses yet. Insurance works because everyone's premiums are pooled to cover the losses of the few. You're not paying for an accident. You're paying for protection against the financial consequences of one. If everyone got their money back when they didn't file a claim, insurance wouldn't work.
2026-10-10 17:59:01
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Athina :
Yall clearly don’t understand how insurance works
2026-10-10 19:49:18
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