@marley_kim93: Overconsumption is keeping a LOT of us broke… and the wild part is, we’ve normalized it. 😭 You don’t need a new outfit every weekend. You don’t need every viral beauty product. You don’t need to “treat yourself” every time you have a bad day. And you definitely don’t need to keep buying things just because you can afford the payment. Sometimes the financial glow-up is realizing that having money and constantly spending money are two very different things. Before you buy it, ask yourself: ✨ Do I actually need this? ✨ Do I already own something that does the same thing? ✨ Would I still want this if nobody knew I bought it? ✨ Would I rather have this… or have the money invested? Because being a baddie on a budget isn’t about never spending. It’s about being intentional with your money so your lifestyle doesn’t eat your wealth. 💅🏽💰 Your future self deserves some of the money your current self wants to spend. #BaddieOnABudget #womenintheir20s #womenintheir30s #FinancialLiteracy #BudgetingTips

Kim | Personal Finance Content

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Region: US

Saturday 10 October 2026 10:01:45 GMT

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Comments

nior :

We were never meant to see so much of people lives every single day like this

2026-10-11 19:20:53

317

Her Side. :

Finally someone says something!!!

2026-10-10 10:25:51

988

Sovereign__07 :

mind you the average earnings In this country is 70k

2026-10-10 16:16:05

333

soph :

Yes many of us look like we receive PR

2026-10-10 21:34:00

19

P I Explore RVA :

If I can’t pay for it in cash you technically can’t afford it.

2026-10-10 22:00:38

105

Lauraaa :

Thank you I have been practicing restraint and not to over consume. By doing that almost done paying off 20k credit debt and increased my savings.

2026-10-10 17:18:58

51

therealelegantj :

ITS TIKTOK. Everyone is trying to be like WHAT THEY SEE ON TIKTOK & IG. Ppl are trying to live a means that is NOT IN THEIR BUDGET.

2026-10-10 15:38:39

166

King T :

Omg im on a saving journey too.

2026-10-10 10:22:18

31

Sanam B :

Yes, this is so true!

2026-10-12 15:04:22

1

Lisa :

Yup!! You don’t need that extra blanket. And tbh those bowls you should’ve maybe bought some at DT

2026-10-10 21:05:21

23

Toniiiiiii88 :

i was talking to my hair stylist about this . one of her clients spent 10k on tik tok coins for matches and she has a regular job at the airport single parent. people are out here broke for tik tok. its scary

2026-10-10 23:03:18

6

My Little Life Adventures :

I rarely want to purchase what I see here unless it's something I was already considering. I don't understand how people can't make their own decisions without being influenced...like, you won't convince me to buy certain expensive brands, but I’ll spend whatever on a trip because I love doing that. People just need to think for themselves.

2026-10-10 16:15:33

5

daniellelenaee :

Your right I just said this lol I literally was just thinking I’m shopping too much

2026-10-10 17:16:59

8

chelsea | 이지현 ♡ :

Yessss!!!

2026-10-13 01:52:45

1

Lay-uh🌸 :

Yess absolutely. I was just saying you can’t even scroll without someone showing you something to buy! But I was getting so tied up with saving didn’t even want to buy the things I really needed. So I decided to buy 1 thing every paycheck whether it’s something I need or just want.

2026-10-10 16:12:07

17

TeshaKay :

1 Corinthians 2:12 sums it up👌🏾

2026-10-10 15:09:14

4

Dayja M :

Hit it on the nail!!!!

2026-10-10 15:53:47

9

Passports & Plates | Kae :

Say it louder for the people in the back

2026-10-10 13:11:36

45

💌 :

exactly

2026-10-12 20:19:32

1

little_lena :

Hi! I need your help and friendship because I need someone to keep in like lol.

2026-10-12 19:40:42

2

tropicalhoneydip :

You’re not wrong, I wanna go shopping cuz I’m bored

2026-10-12 05:56:23

4

karla :

YUPP

2026-10-12 01:38:43

2

ash :

Fyp knows im trying to get in my big girl finance bag

2026-10-13 00:05:49

1

Shemekia :

Facts

2026-10-12 17:50:10

1

Maraya Christine :

Couldn’t be me

2026-10-13 00:11:47

1

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She needs to drop this rn #fyp

She needs to drop this rn #fyp

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