Nick Ribaudo
Region: US
Saturday 10 October 2026 12:47:10 GMT
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Nick Ribaudo :
Addendum: My fiancée and I both have insanely good insurance because we’re unionized.
2026-10-10 12:51:58
108
mags✨HaTeS✨genociders :
Pls for the love of all things housing make sure you get a third party home inspector. Do not use any home inspectors that are referred to you by the sellers or realtors.
2026-10-10 12:59:12
72
notyouraveragejoe☭ :
I've only got 320k in borrowing power, 20k savings and two bedroom standalones in my area start at 380k.... 1 hour away from Melbourne, Australia too..... fml
2026-10-10 13:39:53
6
Degenerate :
congratulations comrade. post an update with all kitties in the new home 😁
2026-10-10 16:55:39
3
Jeb :
Man, don't even apologize. This is called being financially informed, living within your means, and being frugal to plan for the future. Not having kids is a big part of this, too. Ppl have kids before they can afford it, then are scraping by for the rest of their lives; compounded by the dire financial times we're living in now due to years of GOP rule/policies.
2026-10-10 14:32:40
2
joe :
congrats brother
2026-10-10 12:52:04
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austinwallace68 :
I’m from Canada and bought a house in May I got lucky as well the house we bought was 150k lower than the area and we still needed to spend and extra 5k in fees
2026-10-10 13:44:11
5
yessi :
Why do you have to explain this :(
2026-10-10 12:52:00
6
:] :
hasan flashbacks
2026-10-10 14:02:12
0
BDR529 :
we also now own a home and SO FUCKING MUCH had to go correctly (i.e. luck). it was an inheritance that I had to wrestle away from my Maga uncle who was trying to steal inheritance. but even then, a phenomenal amount of luck had to occur.
2026-10-10 16:17:49
2
😡 :
Thank you for saying all of this and owning the factors beyond your control that helped put you in a position to buy. My partner is a veteran. Without the VA loan and sheer dumb luck we wouldn’t have been able to buy earlier this year. Our home was on the market a little too long and the seller was very motivated. We live in a low cost, low wage city and my partner is payed well above the median income. His job is in a pretty recession resistant field. We have great credit because we haven’t experienced serious financial hardship. We have no PMI and didn’t have to put 20% down like we would have to with a conventional loan. It’s not hard to admit that while you did put in work and forethought to buy a home part of the process is just luck and circumstance.
2026-10-10 17:16:23
3
Pancho_on_53 :
awesome 🔥, I'm disabled I'm not allowed to own anything 😂
2026-10-10 13:33:01
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Gavin Dougal for AZ :
This is why we need Public Banking. Private capital sucks and will squeeze everything it can. And yes as someone in banking and finance background, credit system is bs.
2026-10-10 13:58:15
10
poorplwatamelon :
noooo... what's next?! an iPhone?! a labubu?! noooo
2026-10-10 17:15:51
0
FluffytheVampireslayer :
knock on wood guy
2026-10-10 16:14:40
0
Colin :
Mortgage company called my dad to refinance his 2percent or whatever rate and he asked them if he looked like a mark
2026-10-10 16:23:09
0
🧀🍟(They/Them) :
See, leftists who actually understand money and have worked in these fields could teach those of us who have no idea what you’re talking about a lot. 😂
2026-10-10 17:35:20
0
Derek :
I was fortunate because I was military so I got the VA loan. Don’t know if I could’ve ever bought a house without it
2026-10-10 14:09:34
0
crankypantspart.1 :
Congratulations 🎉
2026-10-10 13:16:17
3
Proletariat Repair v12.8_a :
VEGAN? blocked
2026-10-10 15:37:05
3
BigDadEnergy :
I’m very happy this all went your way! As one guy who got a lot of advantages to another, I appreciate this so much. I’m very lucky and I also just want more people to get to do what I did. Hard work should pay off
2026-10-10 14:21:06
3
MJ :
I tell people all the time, the deck is stacked against us all, I literally just got lucky to escape renting (I work in mortgage and the pandemic had me working 90 hour weeks, plus the stimmy checks let me pay off all my debt to buy my house.)
2026-10-10 15:11:25
3
Miss Blue :
How do you have that low of debt and high credit? To get my credit to where it's at, I need my long term credit accounts like my student loan. It's also about credit utilization percent. (mines 840 😁)
2026-10-10 14:54:37
1
pnuks :
I appreciate the honesty and critism of the American financial system when it comes to individuals trying to build their own solid foundations for a better tommorow. It’s kinda cooked here in Australia
2026-10-10 14:12:25
4
Wes Dodds :
What is the $2 strategy re: monthly revolving credit?
2026-10-10 14:41:12
1
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