@nikomercuris: If your essentials eat more than 55% of what you bring home, no video, no app, no discipline hack is going to fix it. That's not a spending problem you can budget your way out of. That's a bigger income or a smaller apartment, and the sooner you accept that the sooner you're free. Save this and run it back on the next paycheck. #moneytok #financialfreedom #Budgeting #financialliteracy #moneymindset

NikoMercuris
NikoMercuris
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Region: US
Sunday 11 October 2026 13:31:56 GMT
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nicknickson96
Sparkplug :
6000 after taxes monthly income puts that gross above 120k a year.
2026-10-12 06:50:22
79
moonmamasarah
Sarah :
This video looks like ai?
2026-10-11 21:37:01
1
truth33816
T :
You’re giving every dollar a job. People are freaking out in the comments but it’s the right advice.
2026-10-12 00:07:32
51
houseofobrien
houseofobrien :
I’d love to see what small population of Individuals are able to live under $3300 a month
2026-10-11 19:19:34
44
xi_apollo
XI_Apollo :
bet y'all a hundred bucks this guy did not get "financially free" by following these steps on a average Americans income.
2026-10-11 20:08:35
139
theshantasmic
TheShantasmic :
Step one. Make 6,000 net.
2026-10-12 12:05:01
5
itsjakefromstatefarm1
Itsjakefromstatefarm :
3300 ….. that’s my fucking mortgage pal
2026-10-11 23:35:10
6
imvillaa
villa :
This is 6000 net btw so this would be someone making roughly $8000 monthly gross, this $6000 would be after taxes monthly
2026-10-13 17:58:04
2
santaclausekringle
santaclausekringle :
What about gambling .96 of it
2026-10-11 18:24:06
6
nonnie3859
Wealth in a Minute :
That 55% check is the honest starting point — if essentials are too high, the fix is structural: lower a fixed cost or grow income, not another budgeting app.
2026-10-15 11:21:46
0
definingdeo
DefiningDeo :
Not my mortgage being $3400
2026-10-12 16:51:20
2
ghjosn
ghjosn :
The comments on these types of videos are always full of whining, no matter how good the advice is. With sacrifice I paid off my student loans and bought a house and car at 24 while making $22/hr. The amt of ppl who told me it wasn’t possible are still struggling all these years later. They just love complaining!
2026-10-13 16:52:57
2
hollywoodharrison
HOLLYWOOD HARRISON :
Before or after tax
2026-10-11 22:48:11
5
l693286
L :
I will have to try this
2026-10-13 02:08:52
2
tiktoky363
tiktoky363 :
Man I love watching these videos. I invested and put aside close to 45% of all my income
2026-10-12 19:29:05
2
kamileon7
Kamileon :
love how you picked 72k a year. your talking to like 5% of your audience. most people can't get essentials under 55%
2026-10-12 04:06:53
25
constructojay
James :
I invested 50-70% of every check, and retired at 40. as a cable guy, if I could do it, others can as well
2026-10-12 01:50:17
7
mason_turner2
Mason Turner :
I used to accept my 9 to 5 as normal life until ecommerce changed my mindset. I don’t miss that job fr.
2026-10-12 19:55:57
2
stephanie_s_ent
DJ Stephanie S. :
I need to start doing this! Thank you
2026-10-13 20:06:27
3
frankie.rowe.money
Frankie Rowe :
The $5 a day stuff adds up faster than the big bills. I tracked mine and it came to $150 a month.
2026-10-12 14:12:04
3
eliable1
Eliable :
Gross or net ?
2026-10-14 03:09:38
3
paulmusic36
Paul F :
I barely make 2k a month dawg
2026-10-12 16:44:41
3
nocallerid1992
NoCallerID :
ok so say i get paid weekly do i need to save all 4 checks to do this so it gets broken down correctly how do i do it weekly with bills, groceries, and life in general?
2026-10-13 03:39:45
2
smartspendr.app
SmartSpendr — AI Budget Coach :
Love that long term reserves gets its own 15% instead of hiding inside “savings.” Keeping it separate is what makes “never touch” actually work.
2026-10-12 14:26:12
2
altana013
Christina Lloyd :
Lol my monthly times 0.55 = my rent 😂 I'm so cooked.
2026-10-13 03:53:55
3
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