Which bank give you a better rate with less than 20%? Need to know ASAP, getting ready to sign with a 5.75% rate but have to put 20% or more.
2026-10-12 03:53:09
1
Osaka :
It’s not the down payment that’s killing you. It’s all overpriced listings homes are way overpriced for today’s market. Nobody’s buying them.
2026-10-11 22:08:48
0
Tom from MySpace :
Putt less normally if not always gets you a worse rate….recast is a fee…..most lenders make you pay PMI for a minimum amount of time….. bad advice that may work for 1% of people
2026-10-12 00:16:01
4
Scotty G Money :
Gimmick. Give real advice
2026-10-12 07:56:30
3
traveltrailerlife83 :
ive never heard of a bank recasting. they just put the 15 percent into principal and thats it. payment stayes the same. you just pay it off sooner
2026-10-13 16:11:22
1
j :
I put 35^ down. Wanted a low payment. I had to get an FHA loan because I filed chapter 7 2 years ago.
2026-10-13 14:10:20
1
Echom0930 :
IF the loan allows a recast. AND if the 1/ to 1/4 point you "save" isnt just built into the rate, fees, or points somewhere else. which it probably is
2026-10-13 15:39:30
0
SamWize :
Why would you do that Brandon?
2026-10-13 13:06:22
0
Cazugo22 :
Brandon economic sucks 😂😂😂 nobody spends money
2026-10-13 19:39:37
0
Taco :
Bullshit!!! Always put down as much as you can.
2026-10-13 02:54:00
0
To see more videos from user @branthemortgageman, please go to the Tikwm
homepage.