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𝓐𝓻𝓲𝓮𝓵𝓲𝓽𝓸🥷
𝓐𝓻𝓲𝓮𝓵𝓲𝓽𝓸🥷
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Monday 12 October 2026 04:49:06 GMT
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The Melbourne Cup used to be the race that stopped the nation, but this year all eyes were on the Reserve Bank as it saddled borrowers with a fifth 0.25% rate hike, piling hundreds of dollars onto mortgage pain. The decision takes the official cash rate to 4.85% — the highest it's been in 18 years. What do you think of the RBA's decision? Expert tips for refinancing home loans Be proactive, not reactive If you’re thinking of refinancing because of a forecast rate hike or your fixed-rate period is ending soon, act sooner rather than later. Otherwise, you could end up repaying more than you’d like if you don’t manage to refinance in time. A bridge to better loan features If you intentionally chose a ‘no-frills’ option for your first home loan to keep costs down, you might now be in a place where you could afford a more feature-packed home loan type. If that’s the case, refinancing could be a way to ‘upgrade’ your home loan from something basic to something that makes your money work harder for you. Our mortgage brokers are here to help! Review your home loan annually by completing a home loan health check. Feel free to reach out to our expert team of mortgage brokers who can assist with reviewing your current home loan to see if they can help you save money and pay off your home loan sooner rather than later. Best of all, this will cost you nothing! Compare now with Compare the Market #RBA #ComparetheMarketAU #SmartChoices #savings #Budget #PersonalFinance
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