This insurance policy is a scam. The homeowner of the tree should be 💯 liable
2026-10-12 18:50:19
85
Mi Colombia🇨🇴❤️🩹 :
Who makes these ridic laws🤣🤣🤣
2026-10-12 15:41:39
115
La Nena :
We should be able to use insurance to cut down trees on our property. I have about 12 trees putting my home and family in danger and I can’t afford to cut them down. I just pray
2026-10-12 19:03:01
27
74xbody :
The owner is…period…..
2026-10-12 14:22:55
144
Another day to annoy you :
neighbors tree fell. smashed block wall between our yards. landed on 2 of my cars. he raced home saying please dont let it be on their classic mustang. it was. he had the tree removed. replaced the wall. and paid for both cars.... was just some roof pain on classic. but new hood fender and windshield on truck that took main hit. Great neighbor...
2026-10-12 14:53:01
13
hewito1 :
it aint my tree, i didnt plant it and the city didnt allow me to cut it.. what now
2026-10-12 21:29:07
2
shonmichelle :
I was told by a lawyer you have to send a certified letter to the property owner of dead tree prior to it falling. Otherwise it is on you.
2026-10-12 17:02:38
44
dexterrobinson51 :
they call that an act of God
2026-10-12 22:25:25
11
kennethmoore2569 :
now of it was a dead tree different story
2026-10-12 16:32:17
13
C_wick75 :
That's not right. Owner of the tree should be responsible
2026-10-12 22:52:13
1
PETA 4T8 :
So, I guess I just cut down all trees threatening my house.
2026-10-12 14:19:10
28
silgo ❌ :
It’s called act of nature.
2026-10-13 03:33:57
0
stephanie :
If it falls on your car, it won’t matter who’s responsible because even if you aren’t responsible, it’ll still raise your damn rates. Plus you’ll still have to pay your deductible. That should be more than enough to anger you. Lol.
2026-10-12 15:02:31
14
francesfordhammcc :
What if the tree fall and it’s not hurricane season. A tree fell on my son car at his apartment complex. No storm or raining the night it fell early July. His auto paid but he had to pay his deductible. His insurance company is trying to settle with the complex but they are not cooperating.
2026-10-12 21:48:50
0
Superman0440 :
only during a storm.. if it falls and no storm. its the property owners
2026-10-12 21:57:47
0
Lula Zumba :
Let me tell you something!! Insurance companies are F$&&& SCAMMERS!
2026-10-12 18:53:14
5
Dan.M :
Depends.. Not a weather event and it falls because it was dying already. Make sure you have photos of your neighbor’s tree that has seen better days. Your neighbor pays and their insurance if this is the case.
2026-10-12 16:01:34
0
andy1748945 :
Another reason insurance is a scam.
2026-10-12 21:50:04
6
Rebeccaann1218 :
Wow that’s ridiculous
2026-10-12 20:42:59
6
Lunar_Essence :
So you’re telling me that I have to file a homeowners insurance claim and my insurance is gonna go up because you have a tree on your property that fell into my house?
2026-10-13 00:00:10
3
Shemak :
my neighbors tree that Beatles damaged 3yrs ago. City won't do anything. This is so unsafe!
2026-10-12 14:41:48
0
Robert Fletcher :
it's property owner of tree
2026-10-12 22:17:21
0
ka_la_knee :
So who pays the deductible if your tree falls on my house. Now I have to come out like pocket
2026-10-12 20:35:37
0
Jamie lovely :
OK, my neighbors. Pine trees all fell on my fence over an acre fenced off and was knocked down by his tall trees. It was because of the hurricane, but I don't have insurance so his insurance should've paid for it and he refuses to to tell me who's supposed to pay.
2026-10-12 18:24:58
1
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