@cash_market2: An introductory APR is a temporary low or 0% rate, usually offered to win new customers. It's real while it lasts, but it's designed to expire; when it does, whatever balance remains is charged the regular rate, which can be high. The value of the offer depends on both how long the intro period runs and what the rate becomes afterward. That makes "what's the intro rate?" an incomplete question. The better comparison is "can I clear this balance before the intro ends, and if not, what will it cost after?" An intro offer is most useful as a defined window to pay something down, not as an indefinite cheap loan. The deadline is the entire point. #PersonalFinance #moneytips #financialliteracy #cashmarket

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Monday 12 October 2026 21:00:33 GMT