@ayesha.rooted: Back to the ‘muslim property’ conundrum - because why is this so confusing 😭 I’ve always known that a conventional mortgage would never be halal - so beyond buying a property outright in cash - what are the options? #PersonalFinance #islamicfinance #ukproperty #mortgagetips #financialliteracy
😁 Just to remind myself that when my roof is leaking will other owner will even come to even see as owner if not it’s not 50/50 ownership 😁
2026-10-14 00:46:19
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Kawan :
Need more information please
2026-10-14 00:49:46
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Cloud Surfer :
A straightforward method to evaluate interest-free financing is to compare the rate of return on "halal" products versus traditional mortgages. You may find that these "halal" alternatives are surprisingly more punitive, which appears to contradict core Islamic principles.
2026-10-13 20:36:26
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Clare Alashal :
This is just another way of charging interest and not calling it interest !
2026-10-14 05:52:29
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Unfiltered :
Halal mortgage are more expensive then mortgage, Banks just use label of halal mortgage.
2026-10-13 05:21:03
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Sofia :
It’s not good they buy your property for 5 yrs the rent is too much so they are making money
2026-10-13 14:37:37
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W.M.Aslam Author/Artist/Actor :
That’s two contracts so it would not be halal. Who owns the property? What happens if the shared owner goes into arrears?
2026-10-13 18:44:32
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12333555 :
You pay rent how are you ever going have enough money to clear the house
2026-10-13 06:22:20
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DawahStudios :
Great advice subhanallah. Some will argue its the same as interest but it isn't cause contractually you do not agree to paying interest on paper, its rent, which isnt the same. But yes these are very expensive plans.
2026-10-13 19:50:17
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Mrs Ali Raza 👫 :
but aren't you paying double.
2026-10-13 16:21:07
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user5776888242032 :
these banks need to offer Murabaha, only then it makes sense for us to buy, one fixed monthly cost rather than fluctuations. agree it is bit costlier but at least it will be halal and we will know the exact mark up the bank will charge us.
2026-10-13 09:42:53
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Unknown User :
Nah, don’t wanna be in debt for 30 years
2026-10-13 10:07:08
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Ak27 :
shared ownership?
2026-10-13 09:49:48
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user8191958610107 :
if renting goes up with inflation, this is Haram
2026-10-13 15:32:18
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ethical motherlode :
Love the options in the UK! Hoping we get there one day in continental Europe 🫡
2026-10-13 15:34:39
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SAB 🤝🤝 :
💯 no
2026-10-14 15:57:51
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Cloud Surfer :
I would advise against labeling this as halal or Islamic, as the interest is embedded within the shared options, resulting in a model that is both more costly and exploitative.
2026-10-13 20:33:48
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zzebra :
Why does the rent go up with interest rates
2026-10-13 09:32:00
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SAB 🤝🤝 :
never
2026-10-14 15:57:37
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imty122 :
there is no halal mortagage riba is riba dnt sugar coated n make it halal
2026-10-13 08:56:09
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ReflectTheGood :
Right to buy properties are void for Islamic mortgage
2026-10-13 08:25:47
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Roja Sleem :
Where did you get your fatwa
2026-10-14 20:26:28
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Otoko :
Bullshit
2026-10-13 23:19:42
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