@thefinancialmaniac: 🎯 How to max out retirement accounts before 2026 ends: fill these 4 accounts in order. 1️⃣ Match: Start with your employer's full 401(k) or 403(b) match. That match is extra money added on top of your pay. 2️⃣ Roth IRA: Next, fund a Roth IRA up to its limit. If your income is too high for a Roth, a traditional IRA may still work. 3️⃣ 401(k): Then go back and raise what you put into your 401(k). The 2026 employee limit is $24,500, per the IRS. 4️⃣ HSA: A health savings account grows when you pay medical bills from other cash. After 65, other uses are taxed as income. 💡 The right order depends on your match, your income, your tax bracket now versus later, and your health plan. ⚠️ These are general examples, so your own retirement plan may look different. .................................................................. 👉 Find this helpful? Tap that save button to revisit later! Be sure to follow @thefinancialmaniac or visit thefinancialmaniac.com for your daily dose of education toward financial literacy & financial freedom (Disclaimer: Content provided is for educational purposes only and is not financial advice) #thefinancialmaniac #retirement #401k #rothira

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Wednesday 14 October 2026 00:00:02 GMT