@jakeclaverqfop: Looking to borrow against XRP without selling it? Arch Lending offers institutional loans with 1 to 12-month terms, with XRP custodied at Anchorage during the loan. XRPL DeFi may later offer on-chain lending with different rates and LTVs, but adds smart contract risk. As XRP gains broader collateral acceptance, borrowing against it could become increasingly attractive. Contact your financial advisor to explore Arch Lending.