@creditsavvygil: With the cost of living nowadays, it's easier than ever to fall into the credit card debt trap. And unfortunately, many people don't realize how quickly that debt can add up. Here are 3 tips to help you avoid it. Pay more than the minimum payment each month whenever possible. Keep your credit card utilization low. Avoid carrying high balances, especially on individual cards. Don't spend money just to earn credit card rewards. Those rewards aren't worth it if you're accumulating debt and paying interest. Sometimes it's the small financial habits that make the biggest difference. Save this video and share it with someone who could benefit from these tips.