@alwaysautojosh: Seeking to lower a high monthly payment while carrying significant negative equity presents a major challenge. Working through complex trade dynamics helps clarify what options are actually feasible. Honest guidance helps drivers make grounded decisions that protect their long-term financial health. #texas #autofinance #tradein #fordf150 #caradvice

Carson Reeves :

How’s a 2025 f150 only valued at 30k? You can’t find a 2 year old truck for under 50k

Nick Zatirka :

How is a 25 f150 only worth $30k? How many miles are on that thing?

Cole Ferris :

Full coverage and gap it’s a wrap lol

firetech500 :

This has been a huge scam since the beginning of dealerships

ATLien405 :

So hard to stay under 125% LTV ratio with 20-25k in negative equity.. Almost impossible to lower the payment.

deadpolemics :

another option is to look for vehicles with deep manufacturer discounts. If you can find one with 10k in discounts, that's 10k off your negative equity right there

Erik Johnson :

Such a scam the price of these vehicles. Everyone is cooked.

Ill Martin :

All I heard was GAP off a roadway 🤣

frank reyes :

If he has gap we’ll tree came out of nowhere

juicer0341 :

Unless he has 100k miles on the truck, there’s no way a 2025 f150 is only worth 25k

Kyle :

Just let the bank take it at that point and go buy a beater. Start over you be alright

JMHCOTA :

And this is why we don’t buy expensive cars we can’t afford

Philﱞ :

it should be illegal the way dealerships/automakers trap the consumer. This should fall under predatory lending

Knox :

just let it go, get a beater 😂🤣

Eddie UAF Naron❌ :

Trade it in on a lease. Lease for 3 yrs, turn the car in…erases the neg equity… start over with a new truck

MR_ELOTE_MAN :

I have a question. What if I have a 2025 sorento that I owe 40k on I’ve had it for 2 years but the car is worth like 25k now but I wanna upgrade vehicles and try and get in to a new Tahoe or Silverado

Stay Busy Vegas :

So a guy can't afford a truck and your recommendation is to buy a more expensive vehicle?

anonymous.85 :

I don't care how badly I need a truck .. I'm not paying $1200 a month for one vehicle. .. don't get me wrong I could afford that but I'm not .. I pay $1500 a month total for 3 different vehicles..

Tony :

Wait til people find out kbb is a scam

Shane :

Does anyone get a $500 payment or less on a truck anymore?

Home :

Lmao

bradfromtheville :

Tim Dodson 🇺🇸 🥓 :

what are you people doing to afford these $1000+ car payments?? jesus

Abcdefg :

Crazy i sold my 2023 singlecab for 34k with almost 40k miles his is worth alot more

Dalton Simmons :

if you have alot of negative equity why is it better to get a more expensive vehicle? wouldn't the monthly payment be higher with the equity and a more expensive vehicle then a cheaper vehicle?