@bilal_the_accountant: Moving property into a limited company. It depends which property. A rental you already own: • You're disposing at market value, so CGT likely applies • The company pays stamp duty, including the corporate surcharge • Two tax bills before you've started Your main residence: • Private residence relief may cover the gain, so no CGT, provided it's a genuine sale at market value • The company still pays stamp duty • But you take the proceeds and buy your next main home Why bother: • Corporation tax on rental profit can be lower than your income tax rate • The company gets full relief on mortgage interest. As an individual landlord you don't The costs people forget: • Your personal mortgage doesn't transfer. New commercial loan, worse rate, arrangement fees • The money ends up in the company. Taxed again when you take it out Very fact specific. Get proper advice before you move anything. Check current rates and reliefs on GOV.UK. Follow for more. #tax #propertyinvesting #landlord #propertyinvestment #taxes

bilal_the_accountant

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Thursday 15 October 2026 15:52:58 GMT