@backwardshatbarrister: You don’t always get to choose when to take your retirement benefits. If you’re applying for or receiving SSI and qualify for Social Security retirement at 62, you generally must claim it to receive SSI—you can’t keep collecting SSI while waiting until 67 or 70 for a bigger retirement check. That early-retirement reduction can follow you for life, although you may still qualify for some SSI alongside your retirement. And remember: this is SSI, NOT SSDI, which normally switches to retirement at full retirement age. Should people have to accept reduced retirement to receive SSI? Tell me in the comments, share this with someone approaching 62, and follow me for more Social Security rules you don’t want to learn the hard way.

Michael Liner
Michael Liner
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Region: US
Thursday 15 October 2026 21:44:45 GMT
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user6779842126990
Tia :
So if I am receiving SSDisability at 60 it will not switch until full retirement age? Does that mean it goes up to full retirement amount or does it stay the same as it is now since it’s based on earnings?
2026-10-15 23:57:50
5
zugzug763
Zugzug :
Listen very closely to this man. His videos prepared me much better for my SSDI hearing than my advocate. He will tell you not only the questions to expect but also what the disability judge is actually wanting to hear from you. Many of the questions you will be asked will sound like Yes/No answers but they aren't. Listen to him and heed his advice. Cheers!
2026-10-15 23:25:06
9
violetmoon59
Violet Moon :
applied at 64 just got $100 last per month
2026-10-16 04:28:25
3
user9181120519727
Nyaa :
I’mma be thankful for whatever I get and make the best of it
2026-10-16 01:58:12
5
yodi2649
Yodi :
yes it's true that just happened to me I turn 62 in December of 2025 I had plan to wait until my full retirement. but in February of 2026 they told me to come in office and apply for my retirement. if I didn't apply they will stop my SSI. So ask why can't I wait until my full retirement age. They I have to take it now. I was so upset because it was less than my SSI. But I still get SSI to make up the difference. the only thing I am disappointed about is I don't get my full retirement.
2026-10-16 03:01:10
4
danielleowens1968
Danielle Owens :
I'm on SSI, they're gonna make me take my pension at 62 at a reduced rate, right now I'm 58
2026-10-17 02:20:07
4
jennifer.bloodstone
Jennifer Bloodstone :
If I am on SSI and I turn 62 can I take half of my ex-husbands social security because we were married for 14 years if half of his is more than mine?
2026-10-16 03:56:01
4
bridgman1225
Bridgman1225 :
My husband retired at 63 with his pension then he applied for SSI.
2026-10-17 10:08:52
2
putmebackunder
putmebackunder :
This scenario only applies in cases where the applicant doesn’t have the required credits to receive SSDI, Correct?
2026-10-16 21:07:03
3
miraclescanhappen75
Miracles can happen❤️ :
are you serious?? this isn't right!! we would be working until we could ugh so I'm going to lose so much money being forced into this
2026-10-17 11:37:12
2
iamwhaticreate
💜🩵 ıąɱῳɧąɬıƈཞɛąɬɛ 🩵💙 :
Thanks for giving me my million and the reason to get off of it. 😅 It’s not gonna be easy, but I’m working on it.
2026-10-16 01:17:34
2
donspencer78
Don :
Agree 100% about the SSI Rule! Why should tax payers continue to fund these people while they have SS available to them?! 😉
2026-10-20 21:06:49
1
chelleandcookies
Chelle Doesn't Share Cookies :
I believe the SSI program should be combined with SSDI such that people on SSI would not be faced with the extra restrictions that they are faced with simply because they were not able to make as much money before they became disabled.
2026-10-16 01:00:24
3
joycepowers348
joycepowers348 :
I am on ssi I turn 62 in July so I will go to retirement
2026-10-17 22:42:36
2
backup.account5788
Jason777 :
hi
2026-10-19 03:34:07
1
david.torres.saez
davidtorressaez1 :
Please send me your info
2026-10-18 02:49:17
1
user2669710518554
user2669710518554 :
Are people so ignorant they really don’t know this
2026-11-09 02:52:23
0
carechild
RG :
🥰🥰🥰
2026-10-16 13:34:34
3
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