@every.dollar: EveryDollar users Lee & Nicole reached the Debt-Free Stage after paying off $462,000 in just 53 months. As veterinarians, they graduated with about $170,000 each in student loans. But with income-based payments that weren't even covering the interest, their balances grew to over $200,000 each. When their son was born, they knew something had to change. They wanted to get out of debt and be able to pay for his college one day. After sitting down, running the numbers, and realizing it was possible, they committed to a plan and started tackling the debt one step at a time. They even used equity from selling their home to knock out the final balance. Now they're completely debt-free, free from the growing student loan payments that once felt impossible to escape, and building a different financial future for their son. Their key to success: “Run the numbers. Take it one step at a time. Set your mind to it and just do it.”

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