buffalonymortgage
Region: US
Friday 16 October 2026 01:08:54 GMT
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Me❌ :
That’s a huge increase in taxes though, it’s not right!
2026-10-16 16:31:26
3
live_laugh_1011 :
I don’t have an escrow and my house payment stays the same. I do have to save money for taxes, insurance and HOA but I make it every year.
2026-10-17 16:21:03
3
damen trostheim :
The payment never went up. It’s the escrow that changes. I don’t know why people crash out. This is literally gone over when you’re closing. If it is easier for you to manage quarterly just remove escrow. That’s what I did.
2026-10-16 12:34:01
12
Kassi Nysveen :
I put $20/check into a high interest savings account to help with any escrow increases/shortages. We pay our other insurance in full but still put that monthly payment into that same account. We get more in interest, break the payments up and get the PIF discounts.
2026-10-20 19:00:55
1
Delana 🐞 :
21 years into our house and payment has gone up $660 since 2020. 2.9% interest but we’re almost done. We have 6-7 years left on the loan and about 175k left. We’re now at 2700 a month
2026-10-16 14:43:47
3
Peachez_47 :
$1500 of mine is taxes and insurance
2026-10-17 03:00:35
1
Dawn T20 :
The mortgage didn’t go up. The taxes and insurance went up. You need to investigate before you buy how much your taxes are going to up for buy the house at that price.
2026-10-16 13:41:38
2
Basenjimom❌️ :
Let's be clear. Your mortgage does not go up. Your property taxes go up. So that's why you do not put them in your mortgage, separate them. My mortgage has never gone up. It's the same payment for the last twenty years.I pay my property taxes separately
2026-10-16 21:06:51
0
Vince*The artist* :
Wouldn't be better if she get a loan to pay off the house to have less interest? And have a consistent payment?
2026-10-17 04:08:54
0
Pauline Marie 77 :
The cost of goods & services rises every year. Your insurance WILL increase. Might be smalll. Might be big. But its NEVER going to decrease consistently.
2026-10-17 13:02:20
1
Val :
Our mortgage was 842$ now it’s 1,200
2026-10-17 21:29:21
1
ItsMeDianeMargaret :
Technically the payment didn’t go up. Property tax and insurance went up. If she really has a fixed rate. Right?
2026-10-17 00:24:08
2
Harriet the house hippo :
be more clearer, the mortgage doesn't go up, its property taxes and insurance that go up
2026-10-16 19:37:58
4
JChill1986 :
Taxes and insurance fluctuate.
2026-10-16 14:35:05
6
dingo3097 :
My wife and I payed of our mortgage in 3 years. Our credit rating tanked?
2026-10-17 06:39:19
1
Nikster pixter :
This is why I didn’t get an escrow on my mortgage
2026-10-18 01:46:12
1
Daughter_of_the_most _high_God :
Shop for home insurance and fight property taxes.
2026-10-16 21:57:36
1
TinaC59🇺🇲🇲🇽🙏 :
been in our home for 13 yrs still our mortgage is under $800 thank god !
2026-10-16 19:29:54
1
Andrew Mansbach :
Yes but you have to start asking, WHY! Why do our taxes go up in such a fashion we are sticker shocked by it? Why does insurance, with no claim, no change to policy, no upgrades to the home, yet it still rises?
2026-10-20 09:08:30
1
Glinda H Dove :
Yes it's called increase in insurance or home property taxes.
2026-10-17 00:03:52
1
danielkrause56 :
no. the banks can't just change a fixed rate. what can change is the escrow, Insurance and property taxes. you fixed rate can not be changed. if they did this, it would be a lawsuit.
2026-10-16 04:29:50
3
Cheryl Conaway :
I don't understand why people waste money on a starter home geothermal home that you want
2026-10-16 20:30:36
1
Kaye :
$1600 😲. We bought our home in 2019 with our payment of $1200. We do a gap payment each years so it never goes up much. We put 20% down to.
2026-10-17 00:05:47
1
Pool ladder :
Haha I wish my mortgage payment was 2500 that’s what my rent was but she decided she wanted to sell the house so I bought it now I pay $4481 still completely doable but it’s a 1972 split level for 525k in my area
2026-10-16 21:09:57
1
The frugal lady :
Shop around for homeowner insurance
2026-10-16 16:37:10
1
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