i think this is the most relevant calculation than the other
2026-10-17 05:40:46
0
qifa :
60 % - keperluan
25 % - kemahuan
10 % - min short term goal
5 % - long term goal
2026-10-17 09:25:30
86
roz🌹 :
nice sharing..
2026-10-17 11:11:22
1
StefanThomas🤑 :
I started with no knowledge of e-commerce, but now I’m learning the business and working toward a more monthly income.
2026-10-16 22:32:15
1
﮼عِرفان :
why 0.6 , 0.25 , 1 , 0.05 ? is there any detail explaination about this decimal number ?
2026-10-17 01:19:00
12
Famey :
Gaji x 0.6 = Max for keperluan
Gaji x 0.25 = Max for kemahuan
Gaji x 0.1 = Min for saving (short-term)
Gaji x 5 = Min amount for saving (long-term)
2026-10-18 01:56:47
1
adaOTAKke? :
why 0.6? how was the basis to arrive to 0.6?
2026-10-17 06:18:34
4
Suhaila 🌹 :
Saved for my references. Thank you Mai 🙏🏼😘
2026-10-16 12:56:25
1
Keep_Silent 😶 :
0.1 mcm sikit tp actually besar jugak amount tu.. tp itula hakikatnya.. mmg patut mula menyimpan ketika muda
2026-10-16 12:07:14
25
meow meow :
am i...... broke?
2026-10-16 14:42:04
0
Teha :
Nice sharing. thanks 🥰
2026-10-16 12:38:29
1
alpukat :
kereta Tu kemahuan ke kejendak
2026-10-16 14:46:07
2
Iska :
aku ni gji pun dh lah gji basic je
2026-10-17 01:45:14
6
Mat Nor Azam :
gaji bersih maksud? dah tolak comitment ke?
2026-10-17 15:30:54
0
Dan :
untung gen z..gaji bersih 4300
2026-10-16 15:16:08
9
- :
kalau 1.7k how 😭
2026-10-17 16:19:47
0
hijrahagong :
kenapa suara dah lain kak. dan kurus sgt. akak ok ke
2026-10-17 11:40:16
0
M :
1. gaji bersih x 0.6 = max spend commitments
2. gaji bersih x 0.25 = max spend kemahuan
3. gaji bersih x 0.1 = minimum short term goals (travel, emergency fund)
4. gaji bersih x 0.05 = minimum long term goals
thanks sis.. tahun depan aku buat sbb tahun ni nk settle commitments yg melebihi gaji bersih..
2026-10-16 15:11:32
278
NA🏔️ :
kalau hutang masuk mana
2026-10-16 23:32:00
0
YH Studio :
cuba try 1.7 kat formula tu. 🥲
2026-10-17 12:43:41
2
Lil star 💫 :
Cuba kira ikut gaji minima😅😂..nak makam tak lepas tu
2026-10-16 16:15:57
3
Aiman Hazeeq :
Mula2 kerja cukupkan simpanan 3 bulan gaji utk kecemasan, utk umrah lpstu baru kemahuan..
2026-10-16 14:30:50
3
〽️ :
simpanan dgn duit enjoy tu patut tukar
2026-10-17 14:22:58
0
Olivia :
Gaji 15k. Pakai 4k je lain simpan...dah biasa lifestyle b40. Bila spend lebih rasa bersalah
2026-10-17 19:21:59
0
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