@xxx_.zhi: LOH KOK SOUNDNYA GINI KAK? 😭😭😭😭 #SHINYU #TWS #신유 #투어스 #247withus

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Xiao.
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Friday 16 October 2026 13:40:28 GMT
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lattechugoo
a. :
life after break up ya
2026-10-17 06:51:53
15
gabutzzsz___
LatriyM :
Kannnnnnnnn? Bukan cuma aku yg merasa vibes nya sedih🥹😭
2026-10-24 08:22:58
0
ariellaalmira
alin🌷 :
NGIDE BANGET TITIK NADIR
2026-10-16 13:48:04
262
glorenatasha
nat :
liat shinyu berasa mantan bgt kak.. putus sama shinyu karna mantan aku (irl) gasuka aku kpopan😔
2026-11-04 07:13:10
2
hany9.7
hany :
Woii😭
2026-10-17 05:00:21
1
laavblue
Ar. :
maksut lagunya apa ya kak
2026-10-16 14:10:55
5
beautygirl.091
incess😜😘 :
kok kok shinyu lepas kena putus
2026-11-01 05:21:16
0
maedariku40
𝓡𝓲𝓴𝓾𝓾𝓲𝓮... 🍒 :
pa maksud kak titik nadir, mana nyatu lagi😭😭
2026-10-17 06:35:14
22
delateonly
rambut poninya jay :
putus sm siapa kak gausah ngajak ngajak
2026-10-17 08:32:41
39
zea_naaa0
zeeeee :
kak serlok!!
2026-10-18 00:09:21
0
pit_62
piy :
pas banget lagi sama video nya😭
2026-10-17 00:26:27
2
mel00dwyjiun
. あ. lovelyrosee ‹𝟥 :
eh guys, tolong yuk kekompakannya buat vote tws di mnet buat mama. frustasi bangett soalnya susah naik. bisa yuk, ngga susah kok, kalau yang memorinya sama emailnya banyak boleh ya di bantu bikin email banyak. kita harus masuk top 10 sampai final. tolong yuk, biar ngga terus merosot turun. jangan sampe keulang lagi mama tahun kemarin. kita hadiahin bungbang piala yuk, sama vote shinyu sama tws you you di coogoong yaa. oh ya, jangan lupa mulai mulung vote buat ch november nanti ya. makasii 💗💗 anw, tolong sebar ke sai lain ya biar pada tau
2026-10-17 12:08:40
9
evanindah_
epaa_💅❤️ :
woyy lah kak ku kira akun tws beneran😭😭
2026-10-17 15:04:42
1
bubblemug
bubblegumm :
tolong siapapun bikin au nya😔
2026-10-19 01:25:02
0
hachihani
Hani :
Aku tiap denger titik nadir selalu ingetnya yuya
2026-10-18 02:21:46
0
dipphallowvv
palloww :
KAK? ELU YAA GUE JAMBAK SINI, ngide bgt nyatuin ama titik nadir anjir😭😭
2026-10-17 03:11:01
53
alatussm
bam. :
kayuy jgn sedih sedih:( sini aku peluk
2026-10-17 01:41:47
0
soobychaa
soobychaa :
Iya iya MAAF ya kalo emang lu seGABISA itu buat gw MILIKIN
2026-10-18 18:23:37
0
urikyuala
쨩뀨 :
pa mksd kak?
2026-10-18 08:58:55
0
echii1294
SAGICII :
2026-11-05 07:25:46
0
luuis927
february :
maksut lu apa kak
2026-10-18 02:01:12
1
inisialnyave_
aloevera🍃 :
mangsut lo apa jir😭
2026-10-19 15:16:43
0
ppiyysukamark
another’s :
kakk ganti pake laskar cintah aja ga😭😡
2026-10-21 13:30:35
0
purplenosehair
purplenosehair :
“ingin berlari memelukmu” RELATE BGT
2026-10-20 10:28:24
0
asrilamyeon
lamyeonni :
KOK SAD GITU
2026-10-17 08:55:20
0
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7 FINANCIAL RULES EVERYONE SHOULD KNOW BEFORE 30 IF THEY WANT TO BECOME A BILLIONAIRE Most people learn how to earn money. Very few learn how to control it, multiply it, and turn it into generational wealth. The difference between staying wealthy and becoming truly wealthy starts with the financial rules you follow before 30. Here are 7 rules worth mastering: 1. THE 50/30/20 RULE — CONTROL YOUR CASH FLOW Divide your after-tax income into three categories: * 50% Needs: Housing, transportation, food, essentials. * 30% Wants: Lifestyle, entertainment, travel. * 20% Wealth: Investments, savings, and debt reduction. Wealth KPI: Work toward increasing your wealth allocation from 20% to 30–40% as your income grows. 2. THE RULE OF 72 — UNDERSTAND COMPOUNDING Divide 72 by your annual investment return to estimate how many years it takes to double your money. * 6% return = 12 years. * 8% return = 9 years. * 12% return = 6 years. Time is your greatest financial advantage. Start investing early and let compounding do the heavy lifting. Wealth KPI: Track your portfolio growth and target consistent long-term returns rather than chasing unrealistic gains. 3. THE 3–6 MONTH EMERGENCY FUND — PROTECT YOUR FREEDOM Build cash reserves covering 3–6 months of essential living expenses. This money protects you from unexpected expenses, job loss, and business setbacks without forcing you to liquidate investments. Wealth KPI: Build your first 3 months of reserves, then work toward 6 months. 4. THE 20/40/10 CAR RULE — NEVER LET YOUR CAR OWN YOU A common car-buying guideline: * 20% down payment. * Maximum 40% of your annual income spent on the vehicle. * Loan term of 4 years or less. Your vehicle should support your lifestyle, not destroy your ability to build assets. Wealth KPI: Keep transportation costs low enough to consistently fund investments. 5. THE RULE OF 100 — BALANCE YOUR INVESTMENT RISK Subtract your age from 100 to estimate the percentage of your portfolio allocated to stocks. Example: * Age 20 = 80% stocks. * Age 30 = 70% stocks. * Age 40 = 60% stocks. This is a traditional guideline, not a universal formula. Your risk tolerance and investment horizon matter. Wealth KPI: Review your asset allocation annually and rebalance when necessary. 6. THE 4% RETIREMENT RULE — MAKE YOUR MONEY WORK FOR YOU The traditional 4% rule estimates that you could withdraw 4% of your initial retirement portfolio in year one, adjusting for inflation afterward. Example: * $1 million portfolio = $40,000 annually. * $5 million portfolio = $200,000 annually. * $10 million portfolio = $400,000 annually. It is a retirement planning guideline, not a guaranteed withdrawal rate. Wealth KPI: Calculate your financial independence number and track your progress toward it. 7. THE 2X INVESTING RULE — DOUBLE DOWN ON YOUR FUTURE Whenever your income increases, challenge yourself to increase your investing contributions. One practical version: Invest twice as much of every future raise as you did before. Example: If you receive a $1,000 monthly income increase, direct $500 toward additional investments instead of allowing lifestyle inflation to consume it. Wealth KPI: Increase your monthly investment contributions every time your income grows. THE REAL SECRET: You don’t become wealthy by looking rich. You become wealthy by owning assets, controlling expenses, investing consistently, and building businesses that generate cash flow. Your 20s should be about building the financial foundation. Your 30s should be about scaling your assets. Your 40s should be about multiplying ownership and protecting what you’ve built. Remember: Income makes you comfortable. Discipline makes you wealthy. Ownership creates generational wealth. Which of these 7 financial rules are you following  #billionaire #luxurylife #wealth #fyp
7 FINANCIAL RULES EVERYONE SHOULD KNOW BEFORE 30 IF THEY WANT TO BECOME A BILLIONAIRE Most people learn how to earn money. Very few learn how to control it, multiply it, and turn it into generational wealth. The difference between staying wealthy and becoming truly wealthy starts with the financial rules you follow before 30. Here are 7 rules worth mastering: 1. THE 50/30/20 RULE — CONTROL YOUR CASH FLOW Divide your after-tax income into three categories: * 50% Needs: Housing, transportation, food, essentials. * 30% Wants: Lifestyle, entertainment, travel. * 20% Wealth: Investments, savings, and debt reduction. Wealth KPI: Work toward increasing your wealth allocation from 20% to 30–40% as your income grows. 2. THE RULE OF 72 — UNDERSTAND COMPOUNDING Divide 72 by your annual investment return to estimate how many years it takes to double your money. * 6% return = 12 years. * 8% return = 9 years. * 12% return = 6 years. Time is your greatest financial advantage. Start investing early and let compounding do the heavy lifting. Wealth KPI: Track your portfolio growth and target consistent long-term returns rather than chasing unrealistic gains. 3. THE 3–6 MONTH EMERGENCY FUND — PROTECT YOUR FREEDOM Build cash reserves covering 3–6 months of essential living expenses. This money protects you from unexpected expenses, job loss, and business setbacks without forcing you to liquidate investments. Wealth KPI: Build your first 3 months of reserves, then work toward 6 months. 4. THE 20/40/10 CAR RULE — NEVER LET YOUR CAR OWN YOU A common car-buying guideline: * 20% down payment. * Maximum 40% of your annual income spent on the vehicle. * Loan term of 4 years or less. Your vehicle should support your lifestyle, not destroy your ability to build assets. Wealth KPI: Keep transportation costs low enough to consistently fund investments. 5. THE RULE OF 100 — BALANCE YOUR INVESTMENT RISK Subtract your age from 100 to estimate the percentage of your portfolio allocated to stocks. Example: * Age 20 = 80% stocks. * Age 30 = 70% stocks. * Age 40 = 60% stocks. This is a traditional guideline, not a universal formula. Your risk tolerance and investment horizon matter. Wealth KPI: Review your asset allocation annually and rebalance when necessary. 6. THE 4% RETIREMENT RULE — MAKE YOUR MONEY WORK FOR YOU The traditional 4% rule estimates that you could withdraw 4% of your initial retirement portfolio in year one, adjusting for inflation afterward. Example: * $1 million portfolio = $40,000 annually. * $5 million portfolio = $200,000 annually. * $10 million portfolio = $400,000 annually. It is a retirement planning guideline, not a guaranteed withdrawal rate. Wealth KPI: Calculate your financial independence number and track your progress toward it. 7. THE 2X INVESTING RULE — DOUBLE DOWN ON YOUR FUTURE Whenever your income increases, challenge yourself to increase your investing contributions. One practical version: Invest twice as much of every future raise as you did before. Example: If you receive a $1,000 monthly income increase, direct $500 toward additional investments instead of allowing lifestyle inflation to consume it. Wealth KPI: Increase your monthly investment contributions every time your income grows. THE REAL SECRET: You don’t become wealthy by looking rich. You become wealthy by owning assets, controlling expenses, investing consistently, and building businesses that generate cash flow. Your 20s should be about building the financial foundation. Your 30s should be about scaling your assets. Your 40s should be about multiplying ownership and protecting what you’ve built. Remember: Income makes you comfortable. Discipline makes you wealthy. Ownership creates generational wealth. Which of these 7 financial rules are you following #billionaire #luxurylife #wealth #fyp

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