@jakeclaverqfop: Planning to hold XRP long term in Canada? TFSA and RRSP can offer major tax advantages, but may limit your ability to use XRP as collateral or access certain yield strategies. If retirement growth is the goal, the tax wrapper may win. If you want borrowing or institutional yield options, holding outside may offer more flexibility. Choose based on how you plan to use your XRP, not taxes alone.

Jake Claver
Jake Claver
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Friday 16 October 2026 20:02:56 GMT
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