@theechloesimmons: Replying to @clusey #condolife #condoliving #condo #homeownership #specialassessment

Chloé Simmons
Chloé Simmons
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Region: US
Friday 16 October 2026 20:59:58 GMT
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danceswithyarn
Danceswithyarn :
If you own your condo or townhome, you can check with your homeowners insurance and add a coverage for special assessments. And of course, the coverage you pick will affect the price of that, but it will give you a payout so it can help put a dense somewhat in those.
2026-10-17 01:30:12
110
whosha10
A. :
HOA’s will offer payment and installment plans for assessments
2026-10-17 14:50:01
1
tocikandro
Toci Kandro :
The concept of HOA is terrifying
2026-10-16 23:41:05
346
marrriiiaaak
Maria :
Me with a $26k special assessment later this month🙃
2026-10-16 23:56:50
59
karenschmidt86
karenschmidt86 :
Yea I just joined the board and was like this year we ain’t raising dues and we ain’t doing no assessment. One lady was like “everyone has 10k in the bank” and I was quick to be like that’s absolutely not true
2026-10-17 14:46:03
0
alexandraac9
Ally :
We had an 8000 dollar one 2 years ago and then 12000 this year🥲
2026-10-16 23:13:12
78
ngbinns
Black Popeye :
HOAs suck. I lived in a condo, and I was also on the board. This was right after the economy tanked (around 2009) and literally half of the units were in foreclosure. Can't speak for your experience, but our only job was keeping the lights on. The banks owned half the properties and it was Hell getting those asshats to pay the monthly dues. While I was there we never had a special assessment, but that was definitely coming due to the 25/50 year structural inspections Florida mandates for condos. We begged people to show up to the monthly HOA meetings for their input. If we had enough money to redo either the pool or the basketball court, residents would bitch that the other should have been done. Fine, everybody gets a voice. Would have been nice to hear it when we were trying to decide which way to go. If your board isn't completely transparent vote them out.
2026-10-17 12:37:51
0
user51124026495950
user5112402649595 :
Don’t buy a single family house if you can buy a 20k a/c, a $25,000 seeer, a $30,000 new roof
2026-10-16 23:55:00
14
clusey
clusey :
Thank you for sharing this—young women especially single home buyers who are young need to be aware of this HOA shenanigan
2026-10-16 23:19:07
155
christophersbass
christopher bass :
I get hives whenever I hear “HOA”
2026-10-17 14:10:16
0
agodgivengift
Madison :
It’s a bunch of nice condos in the same community for sale in my area and I was wondering why. It’s probably something like this.
2026-10-17 11:43:10
1
eddyv58
Eddy95 :
we're installing new central air. its just gonna be 15k for everyone
2026-10-17 01:26:12
35
talkinmyshyt7
TalkinMyShyt :
How people make a choice to move into hoa’s
2026-10-17 07:14:53
0
daniellettsfinds
Danielle 🖤 :
My in laws just had 20k assesment after 8k a couple yrs back I feel so bad for all the seniors in their community.
2026-10-17 00:25:23
22
user372019850
R :
My HOA votes on whether we want the item (playground equipment and pool improvements in my case), and if the neighbors vote no, then we wouldn't have the items upgraded and no assessment fee
2026-10-16 23:29:37
37
mrs.williams8182
Miss Krys :
Thank you for saying this, I wanted one so bad
2026-10-17 00:09:06
12
cptpro77
ComptonBurbs :
I had a SA that went from $200 a month to $900 monthly. This is in addition to my mortgage.
2026-10-16 23:33:03
12
palm_tree_princess
palm_tree_princess :
Yes but don’t leave out that it’s usually not something silly like a waterslide, it can be something completely necessary like replacing the whole commercial roof or plumbing for the building
2026-10-17 00:06:40
1
kyomi.kane
Krush it with Ky :
This! All my wholesale deals are mostly condos. Those people want out!
2026-10-16 21:46:43
20
testmypatience2
testmypatience :
Condo is not worth it unless you got deep pockets
2026-10-17 02:11:03
6
lennyect
Edit 10 :
We may have a 20 million repair coming up - so we will probably need to come up with 88k plus
2026-10-17 00:36:06
5
missbanton
missbanton :
I’m confused because my HOA we vote on everything
2026-10-16 23:31:36
15
kelly_lynne_art
Kelly Lynne :
Having savings for unexpected expenses is important for anyone buying any property.
2026-10-16 22:27:47
6
kilobitzz
Jamie :
all I hear is... do not buy a condo. got it 🫡
2026-10-17 05:23:41
4
idontwantausernameplz
_ :
Chat, I have a poor person question: Can you get a condo that doesn’t have an HOA? Like does that exist? HOAs are so spooky to me.
2026-10-17 05:22:36
2
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