@itssimply.nilly: Your emergency fund is what keeps an unexpected expense from turning into debt. 🤍 Here’s how to calculate yours: ✨ Monthly essential expenses × 3–6 months = your emergency fund goal. Example: $2,000/month = $6,000–$12,000 saved. I recommend keeping it in a High-Yield Savings Account (HYSA) so your money earns interest while you save! I linked my favorite HYSAs in my b!o so you can compare them. 🤍 #hysa #financialliteracy #savings #emergencyfund #highyieldsavingsaccount
You gonna think I’m crazy but my wife and I have 1.2 cannolis in our high-yield savings. We are 54 and close to retirement. And that is our slush to take us into retirement without having to touch anything in our investments. Overfund your cash too!
2026-10-18 09:18:53
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Jesus | diabetes | ADHD_Mama♥️ :
I need the $30,000 part first I can open up the account doing social media is not working working a 9 to 5 not working also daytrading do not understand. It doesn’t matter how many times people tried to explain it. My brain is literally fried when it comes to trying to understand daytrading doing anything MLM not even gonna happen let’s see using ChatGPT does not help for business ideas. I don’t really have time for a business really nobody wants to buy from Gumroad. I don’t have money for an Etsy subscription to use as a store upfront and I don’t feel like becoming a stripper and too old for that what else Claude it doesn’t do anything you have to have a subscription a hard-core subscription it’s pretty expensive for it you got any other ideas
2026-10-18 00:23:03
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Eric Acosta :
awesome advice 👏 👍 👌
2026-10-17 21:30:01
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