@allthebudgeting: What comes back from a purchase matters almost as much as what goes out. I pay attention to both the money going out and the value that may come back from a planned purchase. Save Club gives budgeters another place to look for available cashback, discounts, and exclusive deals before checkout. I only use it for purchases that are already planned. When the offer terms allow, I also check whether the value can be combined with a coupon or card reward. The goal is to support the budget, not create a reason to spend more. Comment Save Club for more info.

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