Amanda | NYC creator
Region: US
Saturday 17 October 2026 21:55:00 GMT
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user3331441996587 :
Honestly, a co-op is a fancy way of renting. Your buying into someone else’s property. If you do the math long term it’s a bad investment. Even if you pay it off, you’re still paying”maintenance” as long as your living there.
2026-10-18 12:03:40
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Related :
You’re paying the monthly mortgage and the monthly maintenance fee which accumulates to the basic NYC rent: $1800 - $2500. The maintenance continues to go up every year. So you end up paying more than renting after a few years of owning. My father owns one in the Bronx, I don’t like that monthly he’s paying more in maintenance fees (which gets higher every year) than the mortgage then he will never finish paying the mortgage
2026-10-18 08:31:23
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Cherice Allen :
Just bought a co-op in Queens. We did a board sponsored unit so didn’t have to get approved by the board which made the process much easier
2026-10-18 02:15:26
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Khloé :
I’m about to do this next! I’d rather own than pay 2500 for rent!
2026-10-18 02:41:54
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JenniMetelli :
Congratulations that’s 1 step closer to getting your home later down the line
2026-10-17 23:33:33
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fashpassionn :
you go girl
2026-10-17 23:28:04
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Go2GirlSeiba :
Congratulations! A great first step toward homeownership! I recently helped clients I assisted with buying their co-op 10 years ago purchase their dream home using the substantial equity they built. Real estate is a powerful wealth-building tool.
2026-10-19 12:00:29
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mariisummit :
Congratulations Sis 👏👏
2026-10-19 10:28:20
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Natashia :
Go girl.. I own my coop as well.
2026-10-18 01:09:03
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LaReina_Leona1 :
Also how did you look for them?
2026-10-19 05:34:02
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Jasmine Wilson :
How was the process what credit score is needed how long was the process
2026-10-18 00:13:39
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Shakerya | NYC | Hairstylist :
Big congratulations to you 🥂
2026-10-19 14:11:41
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serenatasypoemas :
What neighborhood please!!! I’m kind of loving Spuyten Duyvil but it’s more expensive here
2026-10-18 01:18:30
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Amanda :
Period!!!!!!!!
2026-10-19 13:04:14
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Dyme78 :
Been living in a co op all my life and I will tell you it’s the best shareholder investment 🥰and I’m on the board
2026-10-18 13:28:22
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Mandaahshow 🫶🏼 :
My name is also Amanda and i live in a Co op aswell :))) ! . My maintenance is not like the rent prices now and days , yes we have a board aswell . I grew up in the co op so it was easy for me to get the apartment literally next door from my mom. I love itttttt !
2026-10-18 00:21:38
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Rebecca :
Yessss!! I would like to know more, because here in Queens there's this building where the rent is $ 5,000 a month for a 2-bedroom, but across the street they're selling a 2-bedroom, 2-bath for almost 400 K co-op, and I think that buying is the smarter choice
2026-10-18 04:49:15
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Gigiraven :
Don’t know you but I’m proud of you
2026-10-18 00:47:32
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Myisha :
Congratulations girly
2026-10-17 22:14:28
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Bea Rose :
Sponsor unit coops are a option where board approval is not needed. Also there is not the strict post closing liquidity requirements. They tend to be a little more expensive. I closed on a fully renovated 2 bedroom coop in Kew Gardens in under 2 months.
2026-10-18 01:46:53
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LovelyT :
A co op you will have to return it if you decide to move you can’t sell it.A condo if you decide to move you can sell it that’s the difference between a co op and condo.Congratulations though I bought my 5 bedroom house in the Bronx at the age of 28 I still live in my house and I am in my late 40’s
2026-10-18 16:17:37
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Iris Alicea Rios :
In a condo, you own your individual unit outright and receive a deed. In a co-op, you own shares in a corporation that owns the entire building, and you get a proprietary lease to live in your specific unit. You will never own it.
2026-10-19 02:13:14
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Char 🙂↕️ :
Congratulations on your purchase! Would you mind if I messaged you to ask you a couple of questions about your experience?
2026-10-19 02:10:24
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Sharisse :
Congratulations girlie!! It's an amazing accomplishment!! I brought my condo at 29 in BK thanks to Habitat for Humanity.
2026-10-18 12:59:54
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TamzTheBamz :
How much money did you need 👀
2026-10-18 11:51:12
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