@how.money.thinks: If you work a 9-to-5 job and don't know whether to put your money into a 401(k) or a Roth IRA first, follow the employer match rule. Always capture your company's 401(k) match before funding any other account—that is an instant 100% return on your money. Once you secure the match, pivot your focus to maxing out a Roth IRA so your investments can grow tax free. #PersonalFinance #rothira #401k #investingforbeginners #rothiravs401k