@keith.rainville: A house the seller owned 90 days or less when the buyer signs is not eligible for an FHA loan (with exceptions). Here is the date check to run before you sell to an FHA buyer 👇 📅 Gate 1: Find the seller's settlement date. The rule text counts from "the date of settlement" ✍️ Gate 2: Write down the date the buyer's sales contract is signed. That is the re-sale date, not the closing date 🧮 Gate 3: Count the days between the two dates (my tip: have Claude show the subtraction, then check it yourself). 90 days or less is not eligible ⚖️ Gate 4: From 91 to 180 days the house is generally eligible, but the rule text says a re-sale price 100 percent over the purchase price needs more documentation, including an appraisal from another appraiser 📞 Gate 5: Read the exceptions list (inherited homes are on it), then call the lender and confirm the dates before you market the house to FHA buyers (my tip) The catch: this is an FHA-insured loan rule only. The 100 percent is what the rule text says, and the same rule says HUD may revise that level (50 to 150 percent) by Federal Register notice, so ask the lender which threshold applies to your property. HUD's own pages also word the start of the count a little differently, and exceptions exist (24 CFR 203.37a(c)). Confirm with your lender and an attorney. Free 90 Day Date Check Kit (date worksheet, Claude prompt, lender questions), no opt-in: https://database.blotato.io/storage/v1/object/public/public_media/f1d31c85-f49d-4961-8bfd-8fb70db6346a/716e6918-ff55-4265-8a10-b386b1a9a9d5.pdf Need owners or buyers to contact? Message me LIST and I'll send pricing. Free community: https://www.skool.com/unlimitedleads Educational only. Not legal advice. Not affiliated with HUD or FHA. No income promised. #fhaloan #realestateinvesting #wholesaling #houseflipping #keithrainville

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