You can refinance the next day at your credit union
2026-10-19 20:28:24
41
SwaggT3C :
I refinanced mine after 3 months of buying it, knocked a year off, and also knocked about $ 220 off my monthly payment. I also went from a bank to a credit union.
2026-10-19 10:36:48
264
josiah :
how do we get out of a bad car loan ?
2026-10-19 14:22:01
27
ashley glass :
Learned that the hard way
2026-10-19 13:16:33
47
Dionca :
Facts !!!! I was stuck that car for so long !!!!!!
2026-10-19 21:48:14
0
Lorenzo| Sales :
I tell people this , make principal payments as much as you can, then trade out of the car, with better credit, tier exceptions, then they can get a car they want rather then what they need.
2026-10-19 04:03:33
73
mscashonly1 :
You can in fact refinance within 6-12 months on a brand new car and they put money down which means theyโll have positive equity.
2026-10-19 14:11:43
19
Ava :
I refinanced in 16 days and went to 1.7% rate. Didn't make a payment for 60 days .
2026-10-19 15:59:57
19
_madeinmiami :
They got me like that my first car ๐ญ but looking back what else was I supposed to do? Some people have no option but to just take a high car payment and high interest rate to get a car that yโall giving are for people with good credit
2026-10-19 19:47:10
2
Tedu :
What are you talking about bro๐ญ anyone can refinance after a full year of making payments on time. Itโs not my fault that people want to buy a car with bad credit. The only thing they can bank on is making their payments on time and refinancing because thatโs about all they can do
2026-10-19 04:54:34
6
Nya :
Just got told this a couple of days ago, they thought I was gonna finance a car for 730 a month for 74 months w a high ass apr. got up on out of there [Crying]
2026-10-19 04:21:52
14
Joshua :
I got 7% as a first time car buyer is there even a point in refinancing or should I just pay it off early?
2026-10-19 18:12:40
0
Splashy :
I refinanced the same day๐
2026-10-19 16:24:04
4
Georgeson Herard ๐ญ๐น :
The correct term for this would be trading out of the car for another car. Refinance is when you keep that same car and refinance it at a credit union a few months later once you've built up your credit score.
2026-10-19 11:45:46
5
โ๏ธGeminiDiva_โ๏ธ :
Right! Same with cosigners. They never fall off. You have to refinance to remove your cosigner
2026-10-19 00:04:52
22
TheRealAndrewWrobel :
I knew that guy was shady
2026-10-19 00:31:21
9
cloftlin1 :
They all say that and deny it later
2026-10-19 03:41:45
4
painreal๐ฉธ :
Better to refinance anyways no matter what
2026-10-19 16:20:50
5
Kr1styl3 :
This their favorite line
2026-10-19 11:39:13
6
WillieSellsCars :
Itโs literally true tho
2026-10-19 07:17:24
5
Moe_highend :
Really, you can refi as long your credit is good . U can refi after your first payment. If credit not good then in the meantime of those 5-6 months I fix their credit and get it at 700+ and then they can go refi if they get lazy and donโt thatโs on them. They never end up refinancing tho even when they can
2026-10-19 14:45:36
1
Walahi ๐คฒ๐ฝ :
And I say it with a straight face ๐
2026-10-19 13:21:07
4
DrammaaQueen :
Not true, this happened to me and I got a 2% interest rate and was able to get a nice car with 10 milesโฆ
2026-10-19 09:50:18
2
thechicken789 :
I have closed several deals this way lmao
2026-10-19 13:50:26
2
Jeremiah :
I have a 2026 corolla 4.99 apy can i refinance?
2026-10-19 14:53:10
0
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