@jakeclaverqfop: You can escrow your own XRP through XRP Toolkit. Connect your wallet, set a time lock for one, two, five, or ten years, and the XRP sends back to yourself when the lock expires. It is a forced hold mechanism that removes the temptation to sell during volatility. The only consideration is quantum computing risk over longer time horizons. Not an immediate concern but worth factoring in if you are setting a two to three year plus lock.