@mdcmortgages: Here's how a motivated seller could turn into thousands of dollars in savings for you. Instead of asking "will you take $20,000 less for the house?" — ask if the seller will contribute toward your closing costs or a mortgage rate buydown. Why does that work better? Depending on the loan and the situation, lowering your interest rate can impact your monthly payment more than knocking that same amount off the purchase price. In a market where sellers are competing for fewer buyers, negotiations like this are happening all the time. If you're looking at a house, send me the listing and I'll run the numbers with you. #fypシ #firsttimehomebuyer #realestate #Nashville #realtor